Tata Capital Limited – IPO
Tata Capital Limited – IPO Details
| IPO Date | October 6, 2025 to October 8, 2025 |
| Listing Date | October 13, 2025 |
| Face Value | ₹ 10 / Share |
| Price Band | ₹ 310 to ₹ 326 / Share |
| Lot Size | 46 Shares |
| Total Issue Size | 47,58,24,280 shares (Aggregating up to ₹15,511.87 Cr) |
| Fresh Issue | 21,00,00,000 shares (Aggregating up to ₹6,846.00 Cr) |
| Offer for Sale | 26,58,24,280 shares of ₹10 (Aggregating up to ₹8,665.87 Cr) |
| Employee Discount | |
| Issue Type | Bookbuilding IPO |
| Listing At | BSE, NSE |
| Share holding pre issue | 4,03,48,69,037 shares |
| Share holding post issue | 4,24,48,69,037 shares |
| Market Maker portion |
Tata Capital Limited Timeline (Tentative Schedule)
Tata Capital Limited IPO opens on October 6, 2025, and closes on October 8, 2025.
| IPO Open Date | October 6, 2025 |
| IPO Close Date | October 8, 2025 |
| Basis of Allotment | October 9, 2025 |
| Initiation of Refunds | October 10, 2025 |
| Credit of Shares to Demat | October 10, 2025 |
| Listing Date | October 13, 2025 |
| Cut-off time for UPI mandate confirmation | October 8, 2025 |
Tata Capital Limited IPO Lot Size
Investors can bid for a minimum of 46 shares and in multiples thereof. The following table depicts the minimum and maximum investment by Individual Investors (Retail) and HNI in terms of shares and amount.
| Application | Lots | Shares | Amount |
|---|---|---|---|
| Retail (Min) | 1 | 46 | Rs.14,996 |
| Retail (Max) | 13 | 598 | Rs.194,948 |
| S-HNI (Min) | 14 | 644 | Rs.209,944 |
| S-HNI (Max) | 66 | 3,036 | Rs.989,736 |
| B-HNI (Min) | 67 | 3,082 | Rs.1,004,732 |
| HNI (Min) |
Tata Capital Limited IPO Promoter Holding
| Share Holding Pre Issue | 95.6% |
| Share Holding Post Issue | 85.5% |
Tata Capital Limited IPO Reservation
Tata Capital IPO offers a total of 47,58,24,280 shares. Out of which 23,73,12,140 (49.87%) allocated to QIB, 9,49,24,856 (19.95%) allocated to QIB (Ex- Anchor), 7,11,93,642 (14.96%) allocated to NII, 16,61,18,498 (34.91%) allocated to RII, and 14,23,87,284 (29.92%) allocated to Anchor investors.
| Investor Category | Shares Offered | Maximum Allottees |
|---|---|---|
| Anchor Investor Shares Offered | |
|
| Market Maker Shares Offered | |
|
| Other Shares Offered | |
|
| QIB Shares Offered | 23,73,12,140 (49.87%) |
|
| NII (HNI) Shares Offered | 7,11,93,642 (14.96%) |
|
| bNII > ₹10L | |
|
| sNII < ₹10L | |
|
| Retail Shares Offered | 16,61,18,498 (34.91%) |
|
| Employee Shares Offered | 12,00,000 (0.25%) |
|
| Total Shares Offered | 47,58,24,280 (100.00%) |
Tata Capital Limited IPO Anchor Investors Details
Tata Capital IPO raises ₹4,641.83 crore from anchor investors. Tata Capital IPO Anchor bid date is October 3, 2025.
| Bid Date | 2025-10-03 |
| Shares Offered | |
| Anchor Portion Size (In Cr.) | 4,641.83 |
| Anchor lock-in period end date for 50% shares (30 Days) | November 8, 2025 |
| Anchor lock-in period end date for remaining shares (90 Days) | January 7, 2026 |
About Tata Capital Limited
Tata Capital Limited (TCL) is a diversified financial services group and a subsidiary of Tata Sons Private Limited. TCL is an NBFC in India, providing various financial products and services to retail, corporate, and institutional clients.
Key Offerings:
Consumer Loans: Home loans, auto loans, education loans, personal loans, and loans against property.
Commercial Finance: Term loans, working capital loans, equipment financing, and lease rental discounting for companies.
Wealth Management: Products such as portfolio management, investment advisory, and distribution of financial products.
Investment Banking: Equity capital markets, mergers and acquisitions advice, and structured finance solutions.
Private Equity: Management of funds that invest in companies with high growth potential.
Cleantech Finance: Financing and advisory services to projects in the area of renewable energy, energy efficiency, waste management, and water management.
As of March 31, 2025, it has a wide range of 25+ lending products, serving a diverse customer spectrum consisting of salaried and self-employed, entrepreneurs, small businesses, small and medium enterprises and corporates.
As of June 30, 2025, it has a large PAN-India distribution network with 1,516 branches covering 1,109 locations in 27 States and Union Territories.
Apart from the lending business, it also has businesses in non-lending areas such as third-party product distribution such as insurance, credit cards, HNI and retail client wealth management services, and Private equity business.
Competitive strengths
Leading financial services company of the Tata group
Third largest diversified NBFC in India, with the widest lending product suite
Omni-channel distribution approach, through our pan-India branch network, alliances and digital channels
Sound risk culture and strong credit underwriting and collections competencies
Digital and analytics at the heart of our business
Holding the highest credit rating with a diversified liability profile
Consistent history of outstanding financial performance
Proven management supported by a team of committed professionals
Key Performance Indicator
The market capitalization of the Tata Capital IPO is ₹138382.73 Cr.
| KPI | Values |
|---|---|
| ROE | 12.6% |
| ROCE | |
| Debt/Equity | 6.60 |
| RoNW | 11.2% |
| P/BV | 4.10 |
| PAT Margin (%) |
| Pre IPO | Post IPO | |
|---|---|---|
| EPS (Rs) | 9.06 | 9.81 |
| P/E (x) | 35.99 | 33.24 |
Note:
- The Pre IPO EPS is calculated based on Pre-IPO shareholding as on the date of RHP and the latest FY earnings as of March 31, 2025, that is available in RHP.
- The Post Issue EPS is calculated based on the Post issue shareholding and annualized FY earnings of June 30, 2025, which is available in RHP.
Objects of the Issue (Tata Capital Limited IPO Objectives)
Tata Capital Limited Contact Details
Tata Capital Ltd. 11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam Marg, Lower Parel Mumbai, Maharashtra, 400013 Phone: +91 022 6606 900 Email: [email protected] Website: https://www.tatacapital.com/ |
Tata Capital Limited IPO Registrar
MUFG Intime India Pvt.Ltd. Phone: +91-22-4918 6270 Email: [email protected] Website: https://linkintime.co.in/Initial_Offer/public-issues.html |