Upstox Review 2026: Stock Trading, Demat, and Brokerage

Upstox is a Private Discount Broker in India , established in 2011 , and headquartered in Mumbai. The broker provides access to equity delivery, equity intraday, equity futures, equity options, commodity futures, commodity options, currency futures and currency options through mobile app access, web trading and algo trading support, making it relevant for traders and investors who want one platform for market access, order execution, and portfolio tracking.

This 2026 review covers Upstox brokerage charges, Demat account costs, trading platforms, products, customer support, and key features. Investors comparing brokers can use the details on this page to understand whether Upstox matches their cost expectations, preferred trading segments, and platform requirements.

Upstox Overview

Upstox is listed as a Private Discount Broker that started operations in 2011 with headquarters in Mumbai. Upstox lists Raghu Kumar, Ravi Kumar & Shrinivas Vishvanath as its founder and focuses on serving investors who need access to equity delivery, equity intraday, equity futures, equity options, commodity futures, commodity options, currency futures and currency options.

On the platform side, Upstox highlights mobile app access, web trading and algo trading support and supports products such as equity delivery, equity intraday, equity futures, equity options, commodity futures, commodity options and currency futures. Its brokerage plan is listed as Standard Plan with subscription charges of Zero.

For investors evaluating overall value, the broker also highlights watchlists, real-time updates, portfolio tracking, online mutual fund access, interactive charts and live market tracking and support access through trading desk support, dedicated dealer assistance, call support, email support and website support. This combination of products, tools, and support channels can help determine whether Upstox is suitable for beginner, active, or long-term investors.

Upstox — A Comprehensive Company Overview

Company Overview Upstox
Company TypePrivate
Broker TypeDiscount Broker
HeadquartersMumbai
FounderRaghu Kumar, Ravi Kumar & Shrinivas Vishvanath
Establishment Year2011
Brokerage PlanStandard Plan

Upstox Ratings

Upstox has been evaluated across key parameters including technology, charges, products, and customer experience to help investors make an informed comparison.

Upstox — Ratings

ParameterRating
Overall Rating 9.80 / 10
Customer Support 9.76 / 10
Technology 9.92 / 10
Charges 9.84 / 10
Products & Services 9.84 / 10
Experience 9.72 / 10

Account opening and Demat charges

Upstox lists account opening charges of Free for its onboarding process, while the annual maintenance charge (AMC) for the Demat account is Rs.150 per Year + GST.

Before opening an account with Upstox, investors should compare onboarding fees, Demat AMC, brokerage slabs, and the availability of services such as IPO access, F&O trading, and research tools.

Account Opening and Demat Charges

ChargeUpstox
Trading Account Opening ChargesFree
Demat AMC (Annual Maintenance Charges)Rs.150 per Year + GST
DP ChargesRs.18.5 per Scrip only on Sell
Account Closure ChargesFree
Account Reactivation ChargesFree
Dematerialisation ChargesRs.20 per Certificate
Call & Trade ChargesRs.50 + 18% GST per Trade

Upstox brokerage charges 2026

Brokerage is the fee charged by a stockbroker for executing trades on your behalf. Upstox applies the following charges across segments:

  • Equity delivery: Upstox charges Rs.20 per Trade or 2.5%, whichever is low — applies when investors buy and hold stocks for the long term.
  • Equity intraday: Upstox charges Rs.20 per Trade or 0.05% (whichever is low) — applies to buy and sell orders placed within the same trading session.
  • Equity futures: Upstox charges Rs.20 per Trade or 0.05% (whichever is low) — applies when trading futures contracts on stocks or indices.
  • Equity options: Upstox charges Rs.20 per Trade — applies when trading equity option contracts.
  • Commodity futures: Upstox charges Rs.20 per Trade or 0.05% (whichever is low) — covers trading in commodities like gold, silver, and crude oil.
  • Commodity options: Upstox charges Rs.20 per Trade — applies to option contracts on commodity instruments.
  • Currency futures: Upstox charges Rs.20 per Trade or 0.05% (whichever is low) — allows participation in forex price movements on the exchange.
  • Currency options: Upstox charges Rs.20 per Trade — enables traders to hedge or speculate on currency fluctuations.

Brokerage of Upstox

BrokerageUpstox
Brokerage PlanStandard Plan
Subscription ChargesZero
Equity DeliveryRs.20 per Trade or 2.5%, whichever is low
Equity IntradayRs.20 per Trade or 0.05% (whichever is low)
Equity FutureRs.20 per Trade or 0.05% (whichever is low)
Equity OptionRs.20 per Trade
Commodity FutureRs.20 per Trade or 0.05% (whichever is low)
Commodity OptionRs.20 per Trade
Currency FutureRs.20 per Trade or 0.05% (whichever is low)
Currency OptionRs.20 per Trade

Upstox margin exposure

Upstox offers margin exposure to help traders manage larger positions with less capital. The margin facility allows investors to leverage their holdings across different segments, enabling better utilisation of available funds while managing risk appropriately. The margin trading interest rate is 0.048% per day.

Upstox — Exposure / Margin

ExposureUpstox
Equity Delivery1x
Equity IntradayUpto 5x (Depends on Stocks)
Equity F&O Carry Forward1x
Equity F&O Intraday1.3x
Commodity F&O Carry Forward1x
Commodity F&O Intraday1.3x
Currency F&O1.3x
Margin Trading Interest0.048% per day
Pledge Creation ChargesRs.50 per Request
Pledge Invocation ChargesRs.50 per Request

Upstox other charges

Apart from brokerage, several statutory and operational charges apply when trading through Upstox. These include Securities Transaction Tax (STT), stamp duty, transaction charges, SEBI turnover fees, GST, and depository charges. Understanding these costs helps investors calculate the true cost of every trade.

Other Charges of Upstox

ChargeUpstox
Transaction Charges — Equity Delivery0.00325% (NSE) & 0.00375% (BSE)
STT — Equity Delivery0.1% on buy & sell
Stamp Duty — Equity Delivery0.015% on buy
Transaction Charges — Equity Intraday0.00325% (NSE) & 0.00375% (BSE)
STT — Equity Intraday0.025% on sell
Stamp Duty — Equity Intraday0.003% on buy
Transaction Charges — Equity Futures0.0019% (NSE & BSE)
STT — Equity Futures0.0125% on sell
Stamp Duty — Equity Futures0.002% on buy
Transaction Charges — Equity Options0.05% (on premium)
STT — Equity Options0.0625% on sell (on premium)
Stamp Duty — Equity Options0.003% on buy
Transaction Charges — Commodity Futures0.0021% (Non-Agri) / 0.006% (Agri) / 0.0005% (Special)
STT — Commodity Futures0.01% on sell (Non-Agri)
Stamp Duty — Commodity Futures0.002% on buy
Transaction Charges — Commodity Options0.05% (Non Agri)
STT — Commodity Options0.05% on sell
Stamp Duty — Commodity Options0.003% on buy
Transaction Charges — Currency Futures0.0009% (NSE) & 0.00022% (BSE)
STT — Currency FuturesNil
Stamp Duty — Currency Futures0.0001% on buy
Transaction Charges — Currency Options0.035% (NSE) & 0.001% (BSE)
STT — Currency OptionsNil
Stamp Duty — Currency Options0.0001% on buy
SEBI Turnover ChargesRs.10/ Crore (All Segment)
DP ChargesRs.18.5 per Scrip only on Sell
GST18% on (Brokerage + SEBI + Transaction charges)

Upstox trading platforms

Upstox provides mobile app access, web trading and algo trading support to support order placement, portfolio tracking, and market monitoring. The broker also supports algorithmic trading, allowing advanced users to automate strategies through its platform. Basket trading is available, enabling investors to place multiple orders in a single transaction.

Key platform features include: watchlists, real-time updates, portfolio tracking, online mutual fund access, interactive charts, live market tracking, secure platform controls.

Upstox — Trading Platforms

Trading PlatformUpstox
Android App Upstox Android App Link
iOS App Upstox iOS App Link
Web Trading Platform Upstox Web Trading Link
Algo Trading PlatformAvailable
Basket Trading PlatformAvailable
Mutual Fund Investment PlatformAvailable

Upstox offers

Upstox highlights the following offers and benefits to attract and retain investors. These can help reduce overall trading costs or improve the value of the account relationship.

Upstox — Offers

OfferUpstox
Free Account OpeningYes
Flat BrokerageYes
Referral OffersUpto Rs.700 per Client
Margin Funding / PledgingYes

Upstox features

Upstox highlights features such as watchlists, real-time updates, portfolio tracking, online mutual fund access, interactive charts and live market tracking. These tools support research, market monitoring, order execution, and day-to-day portfolio management for both first-time and active market participants.

Upstox — Trading Features

Trading FeatureUpstox
Wishlist / Watchlist Yes
Real-Time Updates Yes
Portfolio Details Yes
Online MF Buy Yes
Research Reports No
Global Indices No
Customised Recommendations No
Stock Tips No
Interactive Charts Yes
Live Market Yes
Multi Profile Management No
Robust & Secure Platform Yes

Upstox research and advisory

Upstox provides the following research and advisory services to help investors make more informed trading and investment decisions.

Upstox — Research & Advisory

Research ServiceUpstox
Fundamental ReportsYes
IPO ReportsYes

Services

Upstox provides services that may include Demat services, trading services, intraday trading, F&O trading, IPO access and trading education. Depending on the products enabled, investors may also get access to equity delivery, equity intraday, equity futures, equity options, commodity futures, commodity options and currency futures from the same ecosystem, making it easier to manage both trading and long-term investing requirements.

Upstox — Services Provided

ServiceUpstox
Demat Services Yes
Trading Services Yes
Intraday Services Yes
F&O Services Yes
IPO Services Yes
3-in-1 Account No
Stock Research No
Stock Recommendations No
Trading Education / Institution Yes, UpLearn
Share Pledging Yes
PMS or PCG No
NRI Services No

Products

Upstox offers a range of investment products including stocks, futures & options, currency trading, commodity trading and mutual funds, enabling users to explore multiple asset classes from a single platform. The platform also supports long-term wealth creation through mutual funds, allowing investors to diversify and reduce risk exposure.

Upstox — Products Provided

ProductUpstox
Equity Delivery Yes
Equity Intraday Yes
Equity Option Yes
Equity Future Yes
Commodity Option Yes
Commodity Future Yes
Currency Option Yes
Currency Future Yes
Foreign Stocks No
Mutual Funds Yes
Banking No
Insurance No
Corporate Bonds No
Government Bonds No
Digital Gold No

Upstox partner programs

Upstox offers partnership opportunities for individuals and organisations looking to associate with the broker and earn income by referring clients or operating as a sub-broker.

Upstox — Partner Programs

ProgramUpstox
Sub-broker ProgramYes, Limited
Partner ProgramYes
Referral ProgramYes

Customer support

Upstox provides customer support through trading desk support, dedicated dealer assistance, call support, email support and website support. A dedicated dealer service is also available for clients requiring personalised trade execution support.

Customer Support of Upstox

Support ChannelUpstox
Trading SupportAvailable, Chargeable
Dedicated DealerAvailable, Chargeable
Call Support022-41792999
Email Support[email protected]
Website Support Website Link
Facebook Support Facebook Support Link
Twitter / X Support Twitter Support Link
Telegram Support Telegram Support Link

Customer complaints

The BSE and NSE regularly track and publish broker complaint data as part of maintaining investor protection standards. The table below shows the complaint record for Upstox, which can serve as an indicator of service quality and grievance resolution effectiveness.

Upstox — Complaints Data

MetricUpstox
Total Complaints Lodged299
Total Complaints Resolved258
% of Resolved Complaints86.29%
Non-Actionable Complaints28
% of Non-Actionable Complaints9.36%

User experience: buying stocks with Upstox

Upstox can be evaluated through its onboarding costs, platform access, pricing structure, product range, and support options. Based on the broker data available on this page, here is a summary of the likely trading experience.

  • Account Opening Experience: Upstox lists account opening charges of Free and Demat AMC of Rs.150 per Year + GST, so investors can estimate onboarding costs upfront.
  • Trading Platforms: The broker provides mobile app access, web trading and algo trading support for market access and order execution.
  • Brokerage Transparency: Key charges include equity intraday brokerage of Rs.20 per Trade or 0.05% (whichever is low) and equity delivery charges of Rs.20 per Trade or 2.5%, whichever is low. The broker follows a Standard Plan plan with subscription charges of Zero.
  • Investment Options: Available products may include stocks, futures & options, currency trading, commodity trading and mutual funds.
  • Research & Tools: The broker highlights watchlists, real-time updates, portfolio tracking, online mutual fund access, interactive charts and live market tracking to support research, monitoring, and execution.
  • Customer Support: Support options listed for Upstox include trading desk support, dedicated dealer assistance, call support, email support and website support.
  • Overall Rating: Upstox carries an overall rating of 9.80 / 10 based on technology, charges, products, and customer experience metrics.
  • Overall Fit: Upstox may appeal to investors looking for equity delivery, equity intraday, equity futures, equity options, commodity futures, commodity options, currency futures and currency options with access to Demat services, trading services, intraday trading, F&O trading, IPO access and trading education.

Frequently Asked Questions


Who is the founder of Upstox?
Upstox lists Raghu Kumar, Ravi Kumar & Shrinivas Vishvanath as its founder.

What type of broker is Upstox?
Upstox is listed as a Private Discount Broker and provides access to equity delivery, equity intraday, equity futures, equity options, commodity futures, commodity options and currency futures.

What are the account opening and AMC charges of Upstox?
Upstox lists account opening charges of Free and annual maintenance charges of Rs.150 per Year + GST.

Is Upstox reliable for trading and Demat services?
Upstox is profiled as a Private Discount Broker established in 2011 with headquarters in Mumbai. Review its brokerage, platform access, support channels, and complaint data before opening an account.

How can I open a Demat account with Upstox?
You can start the account opening process with Upstox by completing its online KYC flow and submitting the required PAN, Aadhaar, bank, and signature details.

What trading platforms does Upstox offer?
Upstox offers mobile app access, web trading and algo trading support for accessing equity delivery, equity intraday, equity futures, equity options, commodity futures, commodity options, currency futures and currency options and related investment services.

What brokerage plan does Upstox offer?
Upstox follows a Standard Plan brokerage structure with subscription charges of Zero.

What segments does Upstox support?
Upstox supports trading in equity delivery, equity intraday, equity futures, equity options, commodity futures, commodity options, currency futures and currency options.

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