5Paisa Review 2026: Stock Trading, Demat, and Brokerage

5Paisa is a Public Discount Broker in India , established in 2016 , and headquartered in Mumbai. The broker provides access to equity delivery, equity intraday, equity futures, equity options, commodity futures, commodity options, currency futures and currency options through mobile app access, web trading, desktop terminal access and algo trading support, making it relevant for traders and investors who want one platform for market access, order execution, and portfolio tracking.

This 2026 review covers 5Paisa brokerage charges, Demat account costs, trading platforms, products, customer support, and key features. Investors comparing brokers can use the details on this page to understand whether 5Paisa matches their cost expectations, preferred trading segments, and platform requirements.

5Paisa Overview

5Paisa is listed as a Public Discount Broker that started operations in 2016 with headquarters in Mumbai. 5Paisa lists Nirmal Jain as its founder and focuses on serving investors who need access to equity delivery, equity intraday, equity futures, equity options, commodity futures, commodity options, currency futures and currency options.

On the platform side, 5Paisa highlights mobile app access, web trading, desktop terminal access and algo trading support and supports products such as equity delivery, equity intraday, equity futures, equity options, commodity futures, commodity options and currency futures. Its brokerage plan is listed as Regular Account with subscription charges of Zero.

For investors evaluating overall value, the broker also highlights watchlists, real-time updates, portfolio tracking, online mutual fund access, research reports and global indices tracking and support access through trading desk support, dedicated dealer assistance, call support, email support and website support. This combination of products, tools, and support channels can help determine whether 5Paisa is suitable for beginner, active, or long-term investors.

5Paisa — A Comprehensive Company Overview

Company Overview 5Paisa
Company TypePublic
Broker TypeDiscount Broker
HeadquartersMumbai
FounderNirmal Jain
Establishment Year2016
Brokerage PlanRegular Account

5Paisa Ratings

5Paisa has been evaluated across key parameters including technology, charges, products, and customer experience to help investors make an informed comparison.

5Paisa — Ratings

ParameterRating
Overall Rating 9.60 / 10
Customer Support 9.57 / 10
Technology 9.72 / 10
Charges 9.64 / 10
Products & Services 9.55 / 10
Experience 9.53 / 10

Account opening and Demat charges

5Paisa lists account opening charges of Free for its onboarding process, while the annual maintenance charge (AMC) for the Demat account is Rs.300 per Year.

Before opening an account with 5Paisa, investors should compare onboarding fees, Demat AMC, brokerage slabs, and the availability of services such as IPO access, F&O trading, and research tools.

Account Opening and Demat Charges

Charge5Paisa
Trading Account Opening ChargesFree
Demat AMC (Annual Maintenance Charges)Rs.300 per Year
DP Charges₹20 + GST per scrip
Account Closure Charges-
Account Reactivation Charges-
Dematerialisation Charges-
Call & Trade Charges-

5Paisa brokerage charges 2026

Brokerage is the fee charged by a stockbroker for executing trades on your behalf. 5Paisa applies the following charges across segments:

  • Equity delivery: 5Paisa charges Rs.20 per Trade — applies when investors buy and hold stocks for the long term.
  • Equity intraday: 5Paisa charges Rs.20 per Trade — applies to buy and sell orders placed within the same trading session.
  • Equity futures: 5Paisa charges Rs.20 per Trade — applies when trading futures contracts on stocks or indices.
  • Equity options: 5Paisa charges Rs.20 per Trade — applies when trading equity option contracts.
  • Commodity futures: 5Paisa charges Rs.20 per Trade — covers trading in commodities like gold, silver, and crude oil.
  • Commodity options: 5Paisa charges Rs.20 per Trade — applies to option contracts on commodity instruments.
  • Currency futures: 5Paisa charges Rs.20 per Trade — allows participation in forex price movements on the exchange.
  • Currency options: 5Paisa charges Rs.20 per Trade — enables traders to hedge or speculate on currency fluctuations.

Brokerage of 5Paisa

Brokerage5Paisa
Brokerage PlanRegular Account
Subscription ChargesZero
Equity DeliveryRs.20 per Trade
Equity IntradayRs.20 per Trade
Equity FutureRs.20 per Trade
Equity OptionRs.20 per Trade
Commodity FutureRs.20 per Trade
Commodity OptionRs.20 per Trade
Currency FutureRs.20 per Trade
Currency OptionRs.20 per Trade

5Paisa margin exposure

5Paisa offers margin exposure to help traders manage larger positions with less capital. The margin facility allows investors to leverage their holdings across different segments, enabling better utilisation of available funds while managing risk appropriately. The margin trading interest rate is -.

5Paisa — Exposure / Margin

Exposure5Paisa
Equity Delivery1x
Equity IntradayUpto 5x (Depends on Stocks)
Equity F&O Carry Forward1x
Equity F&O Intraday1.3x
Commodity F&O Carry Forward1x
Commodity F&O Intraday1.3x
Currency F&O1x
Margin Trading Interest-
Pledge Creation Charges₹20 + Applicable GST
Pledge Invocation Charges₹20 + Applicable GST

5Paisa other charges

Apart from brokerage, several statutory and operational charges apply when trading through 5Paisa. These include Securities Transaction Tax (STT), stamp duty, transaction charges, SEBI turnover fees, GST, and depository charges. Understanding these costs helps investors calculate the true cost of every trade.

Other Charges of 5Paisa

Charge5Paisa
Transaction Charges — Equity DeliveryNSE: 0.00297% | BSE: 0.00375%
STT — Equity Delivery0.1% on both Buy & Sell sides
Stamp Duty — Equity Delivery0.015% or ₹1500 / crore on buy-side
Transaction Charges — Equity IntradayNSE: 0.00297% | BSE: 0.00375%
STT — Equity Intraday0.025% on the Sell side only
Stamp Duty — Equity Intraday0.003% or ₹300 / crore on buy-side
Transaction Charges — Equity FuturesNSE: 0.00173% | BSE: 0
STT — Equity Futures0.01% on the Sell side
Stamp Duty — Equity Futures0.002% or ₹200 / crore on buy-side
Transaction Charges — Equity OptionsNSE: 0.03503% | BSE: Sensex 50/Stock options 0.0050% | Sensex/Bankex options 0.0325%
STT — Equity Options0.0625% on the Sell side (on Premium)
Stamp Duty — Equity Options0.003% or ₹300 / crore on buy-side
Transaction Charges — Commodity FuturesGroup A: 0.0021% | Group B: PEPPER - 0.00005% | KAPAS - 0.0026% | CASTORSEED - 0.0005% | RBDPMOLEIN - 0.001%
STT — Commodity Futures0.01% on the Sell side
Stamp Duty — Commodity Futures0.002% or ₹200 / crore on buy-side
Transaction Charges — Commodity Options0.0418%
STT — Commodity Options0.05% on the Sell side
Stamp Duty — Commodity Options0.003% or ₹300 / crore on buy-side
Transaction Charges — Currency FuturesNSE: 0.00035% | BSE: 0.00045%
Stamp Duty — Currency Futures0.0001% or ₹10 / crore on buy-side
Transaction Charges — Currency OptionsNSE: 0.0311% | BSE: 0.001%
Stamp Duty — Currency Options0.0001% or ₹10 / crore on buy-side
SEBI Turnover Charges0.0001%
DP Charges₹20 + GST per scrip
GST-

5Paisa trading platforms

5Paisa provides mobile app access, web trading, desktop terminal access and algo trading support to support order placement, portfolio tracking, and market monitoring. The broker also supports algorithmic trading, allowing advanced users to automate strategies through its platform. Basket trading is available, enabling investors to place multiple orders in a single transaction.

Key platform features include: watchlists, real-time updates, portfolio tracking, online mutual fund access, research reports, global indices tracking, interactive charts, live market tracking, secure platform controls.

5Paisa — Trading Platforms

Trading Platform5Paisa
Android App 5Paisa Android App Link
iOS App 5Paisa iOS App Link
Web Trading Platform 5Paisa Web Trading Link
Trading TerminalAvailable
Algo Trading PlatformAvailable
Foreign Stocks Trading PlatformAvailable
Basket Trading PlatformAvailable
Mutual Fund Investment PlatformAvailable
Digital Gold Investment PlatformAvailable
Bonds Investment PlatformAvailable

5Paisa offers

5Paisa highlights the following offers and benefits to attract and retain investors. These can help reduce overall trading costs or improve the value of the account relationship.

5Paisa — Offers

Offer5Paisa
Free Account OpeningYes
Free BrokerageYes, Limited
Flat BrokerageYes
Flexible Brokerage PlansYes
Referral Offers12.5% + Rs.100 Referral Credit per Client
Margin Funding / PledgingYes

5Paisa features

5Paisa highlights features such as watchlists, real-time updates, portfolio tracking, online mutual fund access, research reports and global indices tracking. These tools support research, market monitoring, order execution, and day-to-day portfolio management for both first-time and active market participants.

5Paisa — Trading Features

Trading Feature5Paisa
Wishlist / Watchlist Yes
Real-Time Updates Yes
Portfolio Details Yes
Online MF Buy Yes
Research Reports Yes
Global Indices Yes
Customised Recommendations No
Stock Tips No
Interactive Charts Yes
Live Market Yes
Multi Profile Management No
Robust & Secure Platform Yes

Services

5Paisa provides services that may include Demat services, trading services, intraday trading, F&O trading, IPO access and trading education. Depending on the products enabled, investors may also get access to equity delivery, equity intraday, equity futures, equity options, commodity futures, commodity options and currency futures from the same ecosystem, making it easier to manage both trading and long-term investing requirements.

5Paisa — Services Provided

Service5Paisa
Demat Services Yes
Trading Services Yes
Intraday Services Yes
F&O Services Yes
IPO Services Yes
3-in-1 Account No
Stock Research No
Stock Recommendations No
Trading Education / Institution Yes, FinSchool
Share Pledging Yes
PMS or PCG No
NRI Services No

Products

5Paisa offers a range of investment products including stocks, futures & options, currency trading, commodity trading, foreign equities, mutual funds, digital gold and bonds, enabling users to explore multiple asset classes from a single platform. The platform also supports long-term wealth creation through mutual funds, allowing investors to diversify and reduce risk exposure. International market access is available through foreign stock investments, giving investors exposure beyond domestic equities. Digital gold investment is also available as an alternative asset class on the platform.

5Paisa — Products Provided

Product5Paisa
Equity Delivery Yes
Equity Intraday Yes
Equity Option Yes
Equity Future Yes
Commodity Option Yes
Commodity Future Yes
Currency Option Yes
Currency Future Yes
Foreign Stocks Yes
Mutual Funds Yes
Banking No
Insurance No
Corporate Bonds Yes
Government Bonds Yes
Digital Gold Yes

5Paisa partner programs

5Paisa offers partnership opportunities for individuals and organisations looking to associate with the broker and earn income by referring clients or operating as a sub-broker.

5Paisa — Partner Programs

Program5Paisa
Sub-broker ProgramYes, Limited
Partner ProgramYes
Referral ProgramYes

Customer support

5Paisa provides customer support through trading desk support, dedicated dealer assistance, call support, email support and website support. A dedicated dealer service is also available for clients requiring personalised trade execution support.

Customer Support of 5Paisa

Support Channel5Paisa
Trading SupportAvailable, Chargeable
Dedicated DealerAvailable, Chargeable
Call Support8976689766
Email Support[email protected]
Website Support Website Link
Facebook Support Facebook Support Link
Twitter / X Support Twitter Support Link
Telegram Support Telegram Support Link

Customer complaints

The BSE and NSE regularly track and publish broker complaint data as part of maintaining investor protection standards. The table below shows the complaint record for 5Paisa, which can serve as an indicator of service quality and grievance resolution effectiveness.

5Paisa — Complaints Data

Metric5Paisa
Total Complaints Lodged178
Total Complaints Resolved145
% of Resolved Complaints81.46%
Non-Actionable Complaints17
% of Non-Actionable Complaints9.55%

User experience: buying stocks with 5Paisa

5Paisa can be evaluated through its onboarding costs, platform access, pricing structure, product range, and support options. Based on the broker data available on this page, here is a summary of the likely trading experience.

  • Account Opening Experience: 5Paisa lists account opening charges of Free and Demat AMC of Rs.300 per Year, so investors can estimate onboarding costs upfront.
  • Trading Platforms: The broker provides mobile app access, web trading, desktop terminal access and algo trading support for market access and order execution.
  • Brokerage Transparency: Key charges include equity intraday brokerage of Rs.20 per Trade and equity delivery charges of Rs.20 per Trade. The broker follows a Regular Account plan with subscription charges of Zero.
  • Investment Options: Available products may include stocks, futures & options, currency trading, commodity trading, foreign equities, mutual funds, digital gold and bonds.
  • Research & Tools: The broker highlights watchlists, real-time updates, portfolio tracking, online mutual fund access, research reports and global indices tracking to support research, monitoring, and execution.
  • Customer Support: Support options listed for 5Paisa include trading desk support, dedicated dealer assistance, call support, email support and website support.
  • Overall Rating: 5Paisa carries an overall rating of 9.60 / 10 based on technology, charges, products, and customer experience metrics.
  • Overall Fit: 5Paisa may appeal to investors looking for equity delivery, equity intraday, equity futures, equity options, commodity futures, commodity options, currency futures and currency options with access to Demat services, trading services, intraday trading, F&O trading, IPO access and trading education.

Frequently Asked Questions


Who is the founder of 5Paisa?
5Paisa lists Nirmal Jain as its founder.

What type of broker is 5Paisa?
5Paisa is listed as a Public Discount Broker and provides access to equity delivery, equity intraday, equity futures, equity options, commodity futures, commodity options and currency futures.

What are the account opening and AMC charges of 5Paisa?
5Paisa lists account opening charges of Free and annual maintenance charges of Rs.300 per Year.

Is 5Paisa reliable for trading and Demat services?
5Paisa is profiled as a Public Discount Broker established in 2016 with headquarters in Mumbai. Review its brokerage, platform access, support channels, and complaint data before opening an account.

How can I open a Demat account with 5Paisa?
You can start the account opening process with 5Paisa by completing its online KYC flow and submitting the required PAN, Aadhaar, bank, and signature details.

What trading platforms does 5Paisa offer?
5Paisa offers mobile app access, web trading, desktop terminal access and algo trading support for accessing equity delivery, equity intraday, equity futures, equity options, commodity futures, commodity options, currency futures and currency options and related investment services.

What brokerage plan does 5Paisa offer?
5Paisa follows a Regular Account brokerage structure with subscription charges of Zero.

What segments does 5Paisa support?
5Paisa supports trading in equity delivery, equity intraday, equity futures, equity options, commodity futures, commodity options, currency futures and currency options.

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