5Paisa Review 2025: Stock Trading, Demat, and Brokerage

5Paisa is a leading discount broker in India and offers Discount Broker to traders and investors across the country. The discount stockbroker enables investors to trade in equity, commodity, currency, futures, and options across BSE and NSE.

Here is a detailed 5Paisa review that encompasses all the details of the stockbroker like brokerage charges, account opening charges, features, exposure, other charges, trading platforms, products, etc. So, let's go through this review below.

5Paisa Overview

5Paisa stock broker is backed by 5Paisa Capital Limited, a reputed public company promoted by the founders of none other than IIFL. The broker started its operations in 2016. The stockbroker reached new heights of success quickly which is an example for others.

5Paisa has headquarters in Mumbai. The stockbroking company was founded by Nirmal Jain. The stockbroker offers different subscription plans – Regular, Power Investor, and Ultra Trader.

Since its inception, the stockbroker has established itself as a competitive Discount Broker by providing a user-centric trading platform, reasonable brokerage, and high-end research tools. Along with this, 5Paisa offers steadfast customer support and educational support, making it a great choice for investors and traders.

5Paisa A Comprehensive Company Overview

Company Overview 5Paisa
Company Type Public
Broker Type Discount Broker
Headquarters Mumbai
Founder Nirmal Jain
Establishment Year 2016

Account opening and demat charges

5Paisa has Free account opening charges for both trading and Demat accounts. For trading account, the AMT charges are Free but the AMC for the Demat Account is Rs. Rs.300 per Year.

If you are looking to invest in stock through 5Paisa, you would have to open a 2-in-1 account which includes a Demat account and a trading account.

Account Opening and Demat Charges

Broker 5Paisa
Trading Account Opening Charges Free
Demat AMC (Annual Maintenance Charges) Rs.300 per Year
Depository

5Paisa brokerage charges 2025

The brokerage refers to an amount that is charged by a stockbroker against the services offered.

  • Equity delivery: You need to pay these charges when you buy and hold stocks in your trading account for a longer period. This type of trading generally charges lower brokerage charges as compared to others.
  • Equity intraday: When you buy and sell stocks on the same day, you need to pay equity delivery brokerage charges. Intraday trading mainly focuses on short-term price movements.
  • Equity futures: You have to pay equity future brokerage charges when you trade futures contracts on stocks. Equity futures are agreements to buy or sell a stock at a predetermined price on a future date. The charges for trading equity futures include brokerage fees and may also include transaction charges based on the contract value.
  • Equity options: When you trade options contracts based on stocks, you have to pay brokerage charges determined for equity options. An equity option gives the holder the right, but not the obligation, to buy or sell a stock at a specified price before or at the expiration date. The brokerage charges for options trading often include a flat fee per contract or a fee based on the option’s premium.
  • Commodity futures: These are charges for trading futures contracts on commodities such as gold, oil, or agricultural products. Commodity futures contracts are agreements to buy or sell a specific quantity of a commodity at a predetermined price on a future date.
  • Currency futures: These are charges for trading futures contracts on currencies. Currency futures involve agreements to exchange one currency for another at a set price on a future date. The charges for currency futures usually include a flat fee per contract and may vary depending on the currency pair and contract size.
  • Currency options: Charges for trading options contracts on currencies. A currency option provides the right, but not the obligation, to buy or sell a currency pair at a specified price before or at the expiration date. The charges for currency options typically include a fee per option contract and may be based on the option's premium.

Brokerage of 5Paisa

Brokerage 5Paisa
Brokerage Plan Regular Account
Subscription Charges Zero
Equity Delivery Rs.20 per Trade
Equity Intraday Rs.20 per Trade
Equity Future Rs.20 per Trade
Equity Option Rs.20 per Trade
Commodity Future Rs.20 per Trade
Commodity Option Rs.20 per Trade
Currency Future Rs.20 per Trade
Currency Option Rs.20 per Trade

5Paisa margin exposure

To provide assistance to traders and investors in the utilization of margin money for trading, 5Paisa offers margin exposure. You may manage bigger holdings with lesser sums of money when you use margin money. You can increase your trading potential and seize market opportunities with this product.

5Paisa Exposure

Exposure 5Paisa
Equity Delivery 1x
Equity Intraday Upto 5x (Depends on Stocks)
Equity F&O Carry Forward 1x
Equity F&O Intraday 1.3x
Commodity F&O Carry Forward 1x
Commodity F&O Intraday 1.3x
Currency F&O 1x

5Paisa other charge

Apart from charging brokerage charges, there are several other charges levied by 5Paisa. These charges come under the purview of other charges. These include stamp duty, STT, SEBI turnover charges, GST, transaction charges, and others. As an investor or trader, you must need to be aware of these charges before going ahead.

Other charges of 5Paisa

Charges 5Paisa
STT Equity Delivery
Stamp Duty Equity Delivery
Transaction Charges Equity Intraday
STT Equity Intraday
Stamp Duty Equity Intraday
Transaction Charges Equity Futures
STT Equity Future
Stamp Duty Equity Future
Transaction Charges Equity Options
STT Equity Options
Stamp Duty Equity Options
SEBI Turnover Charges
GST

5Paisa trading platforms

5Paisa offers different trading platforms for both mobile and desktop users. All these trading platforms are high on user-friendliness and advanced features. Whether you are new to stock trading or a seasoned trader, these trading platforms offer exemplary trading experience. Some of the features offered by 5Paisa trading platforms are:

  • Single-click order placement
  • Multiple watchlists
  • Smart mobile application
  • Research and advisory
  • UPI-based fund transfer
  • Auto investor
  • Live quotes on markets and stocks
  • Tracking investments and trades

5Paisa – Trading Platforms

Trading Platforms 5Paisa
Android App 5Paisa Android App Link
iOS App 5Paisa iOS App Link
Web Trading Platform 5Paisa Web Trading Link
Trading Terminal Available
Algo Trading Platform Available
Foreign Stocks Trading Platform Available
Basket Trading Platform Available
Mutual Fund Investment Platform Available
Digital Gold Investment Platform Available
Bonds Investment Platform Available

5Paisa offers

In order to entice investors, a lot of stockbrokers make alluring offers. For instance, some might provide a free account opening procedure, while others might provide free trading and delivery. Brokers utilize these offerings to set themselves apart from the competition and to draw in new business while keeping hold of their current clientele. Brokers increase the desirability of their services in comparison to rivals by emphasizing these advantages.

5Paisa Offers

Offers 5Paisa
Free Account Opening Yes
Free AMC No
Free Brokerage Yes, Limited
Flat Brokerage Yes
Flexible Brokerage Plans Yes
Happy Trading Hours No
Free Delivery Trading No
Free Intraday Trading No
Free F&O Trading No
Free Research Reports No
Free Trading calls No
Referral Offers 12.5% + Rs.100 Referral Credit per Client
Margin Funding / Pledging Yes
Brokerage Cashback No
Zero Brokerage for Loss Making Trades No

5Paisa features

Additionally, 5Paisa provides sophisticated trading tools for both novice and seasoned traders. From fundamental elements like portfolio tracking and real-time market data to more sophisticated choices like investment research, tailored recommendations, and charting tools, these features cover the gamut. Additionally, Angel One provides stock tips, research reports, and personalized stock recommendations.

Comparison of 5Paisa – Trading Features

Trading Features 5Paisa
Wishlist Yes
Real Time Updates Yes
Portfolio Details Yes
Online MF Buy Yes
Research Reports Yes
Global indices Yes
Customised Recommendations No
Stock tips No
Interactive charts Yes
Live market Yes
Multi Profile Management No
Robust & Secure Platform Yes

Services

The platform offers numerous financial services. Core services include trading in stocks, derivatives, and IPOs. The platform also offers in-depth market research, investment recommendations, and tools to help traders make informed decisions. For those seeking more hands-on management, Angel One provides portfolio management services as well. While it doesn't offer a traditional 3-in-1 account, it covers most other essential financial services.

5Paisa – Services Provided

Services Provided 5Paisa
Demat Services Yes
Trading Services Yes
Intraday Services Yes
F&O Services Yes
IPO Services Yes
3 in 1 Account No
Stock Research No
Stock Recommendations No
Trading Institution Yes, FinSchool
Share Pledging Yes
PMS or PCG No
NRI Services No

Products

For traders and investors, 5Paisa provides a full range of financial solutions. Based on your interests, you can trade in stocks, options, and futures. It also provides currency and commodity trading. 5Paisa also lets you trade foreign equities if you're interested in international markets. Additionally, investing in mutual funds allows you to diversify your portfolio. It will assist you in protecting your money from erratic market fluctuations. 5Paisa can efficiently cater to a variety of investment plans and tastes thanks to its wide range of product offerings.

5Paisa – Products Provided

Products Provided 5Paisa
Equity Delivery Yes
Equity Intraday Yes
Equity Option Yes
Equity Future Yes
Commodity Option Yes
Commodity Future Yes
Currency Option Yes
Currency Future Yes
Foreign Stocks Yes
Mutual Funds Yes
Banking No
Insurance No
Corporate Bonds Yes
Govt. Bonds Yes
Digital Gold Yes

Customer support

5Paisa provides strong customer service to guarantee a seamless and trouble-free experience for its customers. For assistance with any questions or problems, their committed support staff is accessible via phone, email, and live chat.

Customer Support of 5Paisa

Customer Support 5Paisa
Trading Support Available, Chargeable
Dedicated Dealer Available, Chargeable
Call Support 8976689766
Email Support support@5paisa.com
Whatsapp Support NA
Website Support Website Link
Facebook Support Facebook Support Link
Twitter Support Twitter Support Link
Telegram Support Telegram Support Link
Branches / Offices NA

Customer complaints

The BSE and NSE regularly receive and address complaints in order to maintain a rigorous check and balance on fair-trade opportunities for all traders and investors. Investors have the option to file complaints regarding brokers, trading members, and index-listed businesses. In order to address them, the BSE and NSE give them a deadline to correct their error; if they don't, harsh action is taken against them. The total number of complaints filed with the BSE or NSE is listed below. You may also see the percentage of those complaints that were settled. Another helpful indicator to evaluate a stock broker is the proportion of lodged vs resolved cases.

5Paisa Complaints

Complaints 5Paisa
Total Complaints Lodged 178
Total Complaints Resolved 145
% of Resolved Complaints 81.46%
Non Actionable Complaints 17
% of Non Actionable Complaints 9.55%

Frequently Asked Questions


Who is the founder of 5Paisa?
5Paisa is founded by Nirmal Jain.

What type of broker is 5Paisa?
5Paisa is a Discount Broker broker and it offers a complete range of financial services such as stock trading, mutual funds, and advisory services. Plus, it offers both online and offline trading facilities for various investor needs.

Is 5Paisa free?
5Paisa account opening process is free but you have to pay the annual maintenance charges of Rs.300 per Year.

Is 5Paisa reliable?
Yes, 5Paisa is a trusted and regulated broker in India with over two decades of experience in the financial industry. It is a member of major exchanges like NSE, BSE, and MCX.

How to open a demat account with 5Paisa?
You can open an 5Paisa demat account by visiting the official website of 5Paisa. You need to submit the basic personal details, and KYC documents, and complete an e-sign process. The account is usually activated within 24-48 hours.

What trading platforms does 5Paisa offer?
5Paisa offers multiple trading platforms, including a web-based platform, a mobile app, and a desktop application. These platforms are equipped with advanced tools and features for seamless trading.

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