Paytm Money is a Private Discount Broker in India , established in 2019 , and headquartered in Bangalore. The broker provides access to equity delivery, equity intraday, equity futures and equity options through mobile app access, web trading and algo trading support, making it relevant for traders and investors who want one platform for market access, order execution, and portfolio tracking.
This 2026 review covers Paytm Money brokerage charges, Demat account costs, trading platforms, products, customer support, and key features. Investors comparing brokers can use the details on this page to understand whether Paytm Money matches their cost expectations, preferred trading segments, and platform requirements.
Paytm Money is listed as a Private Discount Broker that started operations in 2019 with headquarters in Bangalore. Paytm Money lists Vijay Shekhar Sharma as its founder and focuses on serving investors who need access to equity delivery, equity intraday, equity futures and equity options.
On the platform side, Paytm Money highlights mobile app access, web trading and algo trading support and supports products such as equity delivery, equity intraday, equity futures, equity options and mutual funds. Its brokerage plan is listed as Standard Plan with subscription charges of Zero.
For investors evaluating overall value, the broker also highlights watchlists, real-time updates, portfolio tracking, online mutual fund access, research reports and global indices tracking and support access through trading desk support, dedicated dealer assistance, call support, email support and website support. This combination of products, tools, and support channels can help determine whether Paytm Money is suitable for beginner, active, or long-term investors.
Paytm Money — A Comprehensive Company Overview
| Company Overview | Paytm Money |
|---|---|
| Company Type | Private |
| Broker Type | Discount Broker |
| Headquarters | Bangalore |
| Founder | Vijay Shekhar Sharma |
| Establishment Year | 2019 |
| Brokerage Plan | Standard Plan |
Paytm Money has been evaluated across key parameters including technology, charges, products, and customer experience to help investors make an informed comparison.
Paytm Money — Ratings
| Parameter | Rating |
|---|---|
| Overall Rating | 8.85 / 10 |
| Customer Support | 8.81 / 10 |
| Technology | 8.95 / 10 |
| Charges | 8.88 / 10 |
| Products & Services | 8.79 / 10 |
| Experience | 8.77 / 10 |
Paytm Money lists account opening charges of Rs.200 for its onboarding process, while the annual maintenance charge (AMC) for the Demat account is Free.
Before opening an account with Paytm Money, investors should compare onboarding fees, Demat AMC, brokerage slabs, and the availability of services such as IPO access, F&O trading, and research tools.
Account Opening and Demat Charges
| Charge | Paytm Money |
|---|---|
| Trading Account Opening Charges | Rs.200 |
| Demat AMC (Annual Maintenance Charges) | Free |
| DP Charges | Rs.13.5 per Scrip only on Sell |
| Account Closure Charges | Nil |
| Account Reactivation Charges | Nil |
| Dematerialisation Charges | Rs.250 per 100 Certificate |
| Call & Trade Charges | Rs.100 per Trade |
Brokerage is the fee charged by a stockbroker for executing trades on your behalf. Paytm Money applies the following charges across segments:
Brokerage of Paytm Money
| Brokerage | Paytm Money |
|---|---|
| Brokerage Plan | Standard Plan |
| Subscription Charges | Zero |
| Equity Delivery | Rs.15 per Trade & 2.5% (whichever is low) |
| Equity Intraday | Rs.15 per Trade or 0.05% (whichever is Low) |
| Equity Future | Rs.15 per Trade or 0.02% (whichever is low) |
| Equity Option | Rs.15 per Trade |
| Commodity Future | NA |
| Commodity Option | NA |
| Currency Future | NA |
| Currency Option | NA |
Paytm Money offers margin exposure to help traders manage larger positions with less capital. The margin facility allows investors to leverage their holdings across different segments, enabling better utilisation of available funds while managing risk appropriately. The margin trading interest rate is 0.049% per day.
Paytm Money — Exposure / Margin
| Exposure | Paytm Money |
|---|---|
| Equity Delivery | 1x |
| Equity Intraday | Upto 5x (Depends on Stocks) |
| Equity F&O Carry Forward | 1x |
| Equity F&O Intraday | 1.3x |
| Commodity F&O Carry Forward | 1x |
| Commodity F&O Intraday | 1.3x |
| Currency F&O | 1x |
| Margin Trading Interest | 0.049% per day |
| Pledge Creation Charges | Rs.15 per Request |
| Pledge Invocation Charges | Rs.15 per Request |
Apart from brokerage, several statutory and operational charges apply when trading through Paytm Money. These include Securities Transaction Tax (STT), stamp duty, transaction charges, SEBI turnover fees, GST, and depository charges. Understanding these costs helps investors calculate the true cost of every trade.
Other Charges of Paytm Money
| Charge | Paytm Money |
|---|---|
| Transaction Charges — Equity Delivery | 0.00345% (NSE) & 0.00375% (BSE) |
| STT — Equity Delivery | 0.1% on buy & sell |
| Stamp Duty — Equity Delivery | 0.015% on buy |
| Transaction Charges — Equity Intraday | 0.00345% (NSE) & 0.00375% (BSE) |
| STT — Equity Intraday | 0.025% on sell |
| Stamp Duty — Equity Intraday | 0.003% on buy |
| Transaction Charges — Equity Futures | 0.002% (NSE & BSE) |
| STT — Equity Futures | 0.0125% on sell |
| Stamp Duty — Equity Futures | 0.002% on buy |
| Transaction Charges — Equity Options | 0.053% (on premium) |
| STT — Equity Options | 0.0625% on sell (on premium) |
| Stamp Duty — Equity Options | 0.003% on buy |
| SEBI Turnover Charges | Rs.10/ Crore (All Segment) |
| DP Charges | Rs.13.5 per Scrip only on Sell |
| GST | 18% on (Brokerage + SEBI + Transaction charges) |
Paytm Money provides mobile app access, web trading and algo trading support to support order placement, portfolio tracking, and market monitoring. The broker also supports algorithmic trading, allowing advanced users to automate strategies through its platform.
Key platform features include: watchlists, real-time updates, portfolio tracking, online mutual fund access, research reports, global indices tracking, interactive charts, live market tracking, secure platform controls.
Paytm Money — Trading Platforms
| Trading Platform | Paytm Money |
|---|---|
| Android App | Paytm Money Android App Link |
| iOS App | Paytm Money iOS App Link |
| Web Trading Platform | Paytm Money Web Trading Link |
| Algo Trading Platform | Available |
| Mutual Fund Investment Platform | Available |
Paytm Money highlights the following offers and benefits to attract and retain investors. These can help reduce overall trading costs or improve the value of the account relationship.
Paytm Money — Offers
| Offer | Paytm Money |
|---|---|
| Flat Brokerage | Yes |
| Referral Offers | Yes |
| Margin Funding / Pledging | Yes |
Paytm Money highlights features such as watchlists, real-time updates, portfolio tracking, online mutual fund access, research reports and global indices tracking. These tools support research, market monitoring, order execution, and day-to-day portfolio management for both first-time and active market participants.
Paytm Money — Trading Features
| Trading Feature | Paytm Money |
|---|---|
| Wishlist / Watchlist | Yes |
| Real-Time Updates | Yes |
| Portfolio Details | Yes |
| Online MF Buy | Yes |
| Research Reports | Yes |
| Global Indices | Yes |
| Customised Recommendations | No |
| Stock Tips | No |
| Interactive Charts | Yes |
| Live Market | Yes |
| Multi Profile Management | No |
| Robust & Secure Platform | Yes |
Paytm Money provides services that may include Demat services, trading services, intraday trading, F&O trading, IPO access and share pledging. Depending on the products enabled, investors may also get access to equity delivery, equity intraday, equity futures, equity options and mutual funds from the same ecosystem, making it easier to manage both trading and long-term investing requirements.
Paytm Money — Services Provided
| Service | Paytm Money |
|---|---|
| Demat Services | Yes |
| Trading Services | Yes |
| Intraday Services | Yes |
| F&O Services | Yes |
| IPO Services | Yes |
| 3-in-1 Account | No |
| Stock Research | No |
| Stock Recommendations | No |
| Trading Education / Institution | No |
| Share Pledging | Yes |
| PMS or PCG | No |
| NRI Services | No |
Paytm Money offers a range of investment products including stocks, futures & options and mutual funds, enabling users to explore multiple asset classes from a single platform. The platform also supports long-term wealth creation through mutual funds, allowing investors to diversify and reduce risk exposure.
Paytm Money — Products Provided
| Product | Paytm Money |
|---|---|
| Equity Delivery | Yes |
| Equity Intraday | Yes |
| Equity Option | Yes |
| Equity Future | Yes |
| Commodity Option | No |
| Commodity Future | No |
| Currency Option | No |
| Currency Future | No |
| Foreign Stocks | No |
| Mutual Funds | Yes |
| Banking | No |
| Insurance | No |
| Corporate Bonds | No |
| Government Bonds | No |
| Digital Gold | No |
Paytm Money offers partnership opportunities for individuals and organisations looking to associate with the broker and earn income by referring clients or operating as a sub-broker.
Paytm Money — Partner Programs
| Program | Paytm Money |
|---|---|
| Sub-broker Program | Yes |
| Partner Program | Yes |
| Referral Program | Yes |
Paytm Money provides customer support through trading desk support, dedicated dealer assistance, call support, email support and website support. A dedicated dealer service is also available for clients requiring personalised trade execution support.
Customer Support of Paytm Money
| Support Channel | Paytm Money |
|---|---|
| Trading Support | Available, Chargeable |
| Dedicated Dealer | Available, Chargeable |
| Call Support | 080-46253716 |
| Email Support | [email protected] |
| Website Support | Website Link |
| Facebook Support | Facebook Support Link |
| Twitter / X Support | Twitter Support Link |
The BSE and NSE regularly track and publish broker complaint data as part of maintaining investor protection standards. The table below shows the complaint record for Paytm Money, which can serve as an indicator of service quality and grievance resolution effectiveness.
Paytm Money — Complaints Data
| Metric | Paytm Money |
|---|---|
| Total Complaints Lodged | 195 |
| Total Complaints Resolved | 172 |
| % of Resolved Complaints | 88.21% |
| Non-Actionable Complaints | 18 |
| % of Non-Actionable Complaints | 9.23% |
Paytm Money can be evaluated through its onboarding costs, platform access, pricing structure, product range, and support options. Based on the broker data available on this page, here is a summary of the likely trading experience.