Finvasia and Geojit are two stockbrokers that investors often compare for brokerage charges, products, trading platforms, and account costs. Finvasia is listed as a Private Discount Broker , established in 2009 and headquartered in Mohali, while Geojit is listed as a Private Discount Broker , established in 1986 and headquartered in Kochi.
This comparison reviews brokerage, Demat charges, product availability, platforms, features, support, ratings, and complaints. Use the side-by-side tables below to see whether Finvasia or Geojit is a better fit for your investment style, platform preference, and budget.
Finvasia is listed as a Private Discount Broker established in 2009 with headquarters in Mohali and founded by Tajinder Pal Singh & Sarvjeet Singh. The broker highlights access to equity delivery, equity intraday, equity futures, equity options, commodity futures, commodity options and currency futures through mobile app access and web trading and promotes features such as watchlists, real-time updates, portfolio tracking, online mutual fund access, live market tracking and multi-profile management. It follows a Standard Plan brokerage structure.
Geojit is listed as a Private Discount Broker established in 1986 with headquarters in Kochi and founded by Ramanathan Bupathy & C. J. George. It offers equity delivery, equity intraday, equity futures, equity options, commodity futures, commodity options and currency futures using mobile app access, web trading and desktop terminal access and supports traders with features such as watchlists, real-time updates, portfolio tracking, online mutual fund access, stock tips and live market tracking. Its brokerage model is structured as G-Trade Max.
Both brokers use technology-driven platforms to attract active traders and investors, but the better option depends on the combination of pricing, products, services, and support that matters most to you.
Finvasia vs Geojit — A Comprehensive Company Overview
| Company Overview | Finvasia | Geojit |
|---|---|---|
| Company Type | Private | Private |
| Broker Type | Discount Broker | Discount Broker |
| Headquarters | Mohali | Kochi |
| Founder | Tajinder Pal Singh & Sarvjeet Singh | Ramanathan Bupathy & C. J. George |
| Establishment Year | 2009 | 1986 |
| Brokerage Plan | Standard Plan | G-Trade Max |
Brokerage is the primary cost to compare when choosing a broker. Below is a segment-by-segment breakdown for Finvasia and Geojit.
Equity delivery: This charge applies to buy-and-hold stock positions held beyond one trading session. Finvasia charges Free while Geojit charges 0.30% of Transaction Value.
Equity intraday: This charge applies to buy-sell positions closed within the same trading day. Finvasia charges Free while Geojit charges Rs.20 per Trade or 0.03% (whichever is low).
Equity futures: This charge applies to futures contracts on stocks and indices. Finvasia charges Free while Geojit charges 0.01% of Transaction Value.
Equity options: This charge applies to equity option contracts. Finvasia charges Free while Geojit charges Rs.20 per Lot.
Commodity futures: This charge covers commodities such as gold, silver, and crude oil. Finvasia charges Free while Geojit charges 0.01% of Transaction Value.
Commodity options: This charge applies to option contracts on commodity instruments. Finvasia charges Free while Geojit charges Rs.20 per Lot.
Currency futures: This charge allows participation in forex price movements on the exchange. Finvasia charges Free while Geojit charges 0.01% of Transaction Value.
Currency options: This charge enables traders to hedge or speculate on currency fluctuations. Finvasia charges Free while Geojit charges Rs.20 per Lot.
Finvasia vs Geojit — Detailed Brokerage Comparison
| Brokerage | Finvasia | Geojit |
|---|---|---|
| Brokerage Plan | Standard Plan | G-Trade Max |
| Subscription Charges | Zero | Zero |
| Equity Delivery | Free | 0.30% of Transaction Value |
| Equity Intraday | Free | Rs.20 per Trade or 0.03% (whichever is low) |
| Equity Future | Free | 0.01% of Transaction Value |
| Equity Option | Free | Rs.20 per Lot |
| Commodity Future | Free | 0.01% of Transaction Value |
| Commodity Option | Free | Rs.20 per Lot |
| Currency Future | Free | 0.01% of Transaction Value |
| Currency Option | Free | Rs.20 per Lot |
Finvasia provides mobile app access and web trading for order placement, portfolio tracking, and market monitoring. Geojit provides mobile app access, web trading and desktop terminal access for its users.
Android app: Finvasia and Geojit both list an Android trading app.
iOS app: Finvasia and Geojit both list an iOS trading app.
Web trading platform: Finvasia and Geojit both list a web trading platform.
Desktop trading terminal: Geojit lists a desktop trading terminal, while Finvasia does not currently mention it.
Algo trading: Neither broker currently highlights algo trading support.
Basket trading: Neither broker currently highlights basket trading.
Foreign stocks platform: Neither broker currently highlights foreign stocks access.
Mutual fund platform: Finvasia and Geojit both list a mutual fund investment platform.
Digital gold platform: Neither broker currently highlights digital gold investing.
Bonds platform: Neither broker currently highlights a bonds investment platform.
Finvasia vs Geojit — Complete Comparison of Trading Platforms
| Trading Platform | Finvasia | Geojit |
|---|---|---|
| Android App | Finvasia Android App Link | Geojit Android App Link |
| iOS App | Finvasia iOS App Link | Geojit iOS App Link |
| Web Trading Platform | Finvasia Web Trading Link | Geojit Web Trading Link |
| Trading Terminal | NA | Available |
| Algo Trading Platform | NA | NA |
| Foreign Stocks Platform | NA | NA |
| Basket Trading Platform | NA | NA |
| Mutual Fund Platform | Available | Available |
| Digital Gold Platform | NA | NA |
| Bonds Platform | NA | NA |
Finvasia highlights trading features including watchlists, real-time updates, portfolio tracking, online mutual fund access, live market tracking and multi-profile management, while Geojit promotes watchlists, real-time updates, portfolio tracking, online mutual fund access, stock tips and live market tracking. The table below shows the full feature set for both brokers side by side.
Wishlist: Monitor specific stocks or assets by adding them to a watchlist for close tracking. Both Finvasia and Geojit offer this feature.
Real time updates: Get timely updates on market trends, stock prices, and other market data. Both Finvasia and Geojit offer this feature.
Portfolio details: A detailed snapshot of all investments — stocks, bonds, and commodities — in one place. Both Finvasia and Geojit offer this feature.
Online mf buy: Buy or sell mutual funds directly from the trading platform or mobile application. Both Finvasia and Geojit offer this feature.
Stock tips: Valuable tips on stocks to buy, hold, or sell based on market trends. Geojit offers this; Finvasia does not currently highlight it.
Live market: Live updates on market movements and trends. Both Finvasia and Geojit offer this feature.
Multi profile management: Manage multiple trading profiles from a single account. Finvasia offers this; Geojit does not currently highlight it.
Secure platform: A secure trading environment with next-generation security controls. Both Finvasia and Geojit offer this feature.
Finvasia vs Geojit — Comprehensive Comparison of Trading Features
| Trading Feature | Finvasia | Geojit |
|---|---|---|
| Wishlist | Yes | Yes |
| Real-Time Updates | Yes | Yes |
| Portfolio Details | Yes | Yes |
| Online MF Buy | Yes | Yes |
| Research Reports | No | No |
| Global Indices | No | No |
| Customised Recommendations | No | No |
| Stock Tips | No | Yes |
| Interactive Charts | No | No |
| Live Market | Yes | Yes |
| Multi Profile Management | Yes | No |
| Robust & Secure Platform | Yes | Yes |
Stockbrokers use promotional offers to attract and retain clients. Below is a side-by-side comparison of the offers currently listed by Finvasia and Geojit.
Free account opening: Finvasia and Geojit both list free account opening.
Free AMC: Finvasia and Geojit both list free Demat AMC.
Free brokerage: Finvasia lists free brokerage, while Geojit does not currently mention it.
Flat brokerage: Finvasia and Geojit both list flat brokerage pricing.
Flexible brokerage plans: Geojit lists flexible brokerage plans, while Finvasia does not currently mention it.
Happy trading hours: Neither broker currently highlights happy trading hours.
Free delivery trading: Finvasia lists free delivery trading, while Geojit does not currently mention it.
Free intraday trading: Finvasia lists free intraday trading, while Geojit does not currently mention it.
Free F&O trading: Finvasia lists free F&O trading, while Geojit does not currently mention it.
Free research reports: Geojit lists free research reports, while Finvasia does not currently mention it.
Free trading calls: Geojit lists free trading calls, while Finvasia does not currently mention it.
Zero brokerage for loss trades: Neither broker currently highlights zero brokerage for loss-making trades.
Referral offers: Finvasia offers 50 Reward Points per Client while Geojit offers Rs.1,000 Vouchers per Client for referrals.
Finvasia vs Geojit — Comparison of Latest Offers
| Offer | Finvasia | Geojit |
|---|---|---|
| Free Account Opening | Yes | Yes |
| Free AMC | Yes | Yes |
| Free Brokerage | Yes | No |
| Flat Brokerage | Yes | Yes, Limited |
| Flexible Brokerage Plans | No | Yes |
| Happy Trading Hours | No | No |
| Free Delivery Trading | Yes | No |
| Free Intraday Trading | Yes | No |
| Free F&O Trading | Yes | No |
| Free Research Reports | No | Yes |
| Free Trading Calls | No | Yes |
| Referral Offers | 50 Reward Points per Client | Rs.1,000 Vouchers per Client |
| Margin Funding / Pledging | Yes | Yes |
| Brokerage Cashback | No | No |
| Zero Brokerage for Loss-Making Trades | No | No |
Product availability determines whether a broker can support your preferred markets. Finvasia highlights equity delivery, equity intraday, equity futures, equity options, commodity futures, commodity options and currency futures, while Geojit highlights equity delivery, equity intraday, equity futures, equity options, commodity futures, commodity options and currency futures.
The table below compares the full product lineup side by side across equity delivery, equity intraday, equity futures, equity options, commodity futures, commodity options, currency futures, currency options and mutual funds.
Finvasia vs Geojit — Complete Comparison of Products
| Product | Finvasia | Geojit |
|---|---|---|
| Equity Delivery | Yes | Yes |
| Equity Intraday | Yes | Yes |
| Equity Option | Yes | Yes |
| Equity Future | Yes | Yes |
| Commodity Option | Yes | Yes |
| Commodity Future | Yes | Yes |
| Currency Option | Yes | Yes |
| Currency Future | Yes | Yes |
| Foreign Stocks | No | No |
| Mutual Funds | Yes | Yes |
| Banking | No | No |
| Insurance | No | No |
| Corporate Bonds | No | No |
| Government Bonds | No | No |
| Digital Gold | No | No |
Demat services: Finvasia and Geojit both list Demat services.
Trading services: Finvasia and Geojit both list trading services.
Intraday services: Finvasia and Geojit both list intraday trading services.
F&O services: Finvasia and Geojit both list F&O services.
IPO services: Finvasia and Geojit both list IPO services.
3-in-1 account: Neither broker currently highlights 3-in-1 account support.
Stock research: Geojit lists stock research, while Finvasia does not currently mention it.
Stock recommendations: Geojit lists stock recommendations, while Finvasia does not currently mention it.
Trading education: Neither broker currently highlights trading education.
Share pledging: Finvasia and Geojit both list share pledging.
PMS or PCG: Geojit lists PMS or PCG support, while Finvasia does not currently mention it.
NRI services: Finvasia lists NRI services, while Geojit does not currently mention it.
Finvasia provides Demat services, trading services, intraday trading, F&O trading, IPO access and share pledging, while Geojit offers Demat services, trading services, intraday trading, F&O trading, IPO access and stock research.
Finvasia vs Geojit — In-Depth Comparison of Services
| Service | Finvasia | Geojit |
|---|---|---|
| Demat Services | Yes | Yes |
| Trading Services | Yes | Yes |
| Intraday Services | Yes | Yes |
| F&O Services | Yes | Yes |
| IPO Services | Yes | Yes |
| 3-in-1 Account | No | No |
| Stock Research | No | Yes |
| Stock Recommendations | No | Yes |
| Trading Education | No | No |
| Share Pledging | Yes | Yes |
| PMS or PCG | No | Yes |
| NRI Services | Yes | No |
Stock advisory helps investors choose appropriate stocks through research reports, tips, and market reviews. The table below shows which advisory products are available from Finvasia and Geojit.
Finvasia and Geojit — Detailed Comparison of Advisory Services
| Advisory | Finvasia | Geojit |
|---|---|---|
| Fundamental Reports | No | Yes |
| Research Reports | Yes, chargeable | Yes |
| Company Reports | No | Yes |
| Annual Reports | No | No |
| IPO Reports | No | Yes |
| Technical Reports | No | Yes |
| Stock Tips | Yes, chargeable | Yes |
| Daily Top Stock Picks | Yes, chargeable | Yes |
| Daily Market Review | No | Yes |
| Monthly Review | No | No |
| Weekly Review | No | Yes |
| Relationship Manager | Yes, chargeable | Yes |
| Robo Advisory | No | No |
Margin exposure allows traders to manage larger positions with less capital. Below is a comparison of the margin available from Finvasia and Geojit across different segments.
Finvasia and Geojit — Comprehensive Comparison of Trading Exposure
| Exposure | Finvasia | Geojit |
|---|---|---|
| Equity Delivery | 1x | 1x |
| Equity Intraday | Upto 5x (Depends on Stocks) | Upto 5x (Depends on Stocks) |
| Equity F&O Carry Forward | 1x | 1X |
| Equity F&O Intraday | 1.3x | 1.3x |
| Commodity F&O Carry Forward | 1x | 1x |
| Commodity F&O Intraday | 1.3x | 1.3x |
| Currency F&O | 1x | 1x |
Finvasia and Geojit both list a sub-broker program. Finvasia and Geojit both list a partner program. Finvasia and Geojit both list a referral program.
Finvasia vs Geojit — Comparative Analysis of Programs
| Program | Finvasia | Geojit |
|---|---|---|
| Sub-Broker Program | Yes, Limited | Yes |
| Partner Program | Yes, Limited | Yes |
| Referral Program | Yes | Yes |
Finvasia provides support through trading desk support, dedicated dealer assistance, call support, email support and website support. Geojit provides support through trading desk support, dedicated dealer assistance, call support, email support and WhatsApp support. Geojit operates Available branches.
Finvasia and Geojit — Comprehensive Comparison of Customer Support
| Support Channel | Finvasia | Geojit |
|---|---|---|
| Trading Support | Available, Chargeable | Available, Free |
| Dedicated Dealer | Available, Chargeable | Available, Free |
| Call Support | 0172-4740000, 0172-6750000 | 1800-425-5501, 1800-103-5501 |
| Email Support | [email protected] | [email protected] |
| WhatsApp Support | NA | 9995500044, 9995810001 |
| Website Support | Website Link | Website Link |
| Facebook Support | Facebook Support Link | Facebook Support Link |
| Twitter / X Support | Twitter Support Link | Twitter Support Link |
| Telegram Support | — | Telegram Support Link |
| Branches / Offices | NA | Available |
Both brokers have been evaluated across key parameters to help investors make an informed comparison. Finvasia carries an overall rating of 7.24 / 10, while Geojit carries an overall rating of 8.52 / 10.
Finvasia vs Geojit — Ratings Comparison
| Rating Parameter | Finvasia | Geojit |
|---|---|---|
| Overall Rating | 7.24 / 10 | 8.52 / 10 |
| Customer Support | 7.21 / 10 | 8.49 / 10 |
| Technology | 7.33 / 10 | 8.62 / 10 |
| Charges | 7.27 / 10 | 8.55 / 10 |
| Products & Services | 7.20 / 10 | 8.47 / 10 |
| Experience | 7.18 / 10 | 8.45 / 10 |
SEBI, BSE, and NSE regularly publish broker complaint data as part of investor protection oversight. The table below shows the complaint records for both brokers.
Finvasia & Geojit — Comparison of Customer Complaints
| Complaint Metric | Finvasia | Geojit |
|---|---|---|
| Total Complaints Lodged | 31 | 9 |
| Total Complaints Resolved | 21 | 5 |
| % of Resolved Complaints | 67.74% | 55.56% |
| Non-Actionable Complaints | 3 | 2 |
| % of Non-Actionable Complaints | 9.68% | 22.22% |
Transaction charges are levied by the stockbroker for executing each trade. Below is a segment-wise comparison for Finvasia and Geojit.
Finvasia vs Geojit — Detailed Comparison of Transaction Charges
| Transaction Charges | Finvasia | Geojit |
|---|---|---|
| Equity Delivery | 0.00325% (NSE) & 0.00375% (BSE) | |
| Equity Intraday | 0.00325% (NSE) & 0.00375% (BSE) | |
| Equity Future | 0.0019% (NSE & BSE) | |
| Equity Option | 0.05% (on premium) | |
| Commodity Future | 0.0021% (Non-Agri) / 0.006% (Agri) / 0.0005% (Special) | |
| Commodity Option | 0.05% (Non Agri) | |
| Currency Future | 0.0009% (NSE) & 0.00022% (BSE) | |
| Currency Option | 0.035% (NSE) & 0.001% (BSE) |
Pledge creation charges apply when traders borrow against their held securities. Pledge invocation charges apply if the pledged shares are sold due to a shortfall. Margin trading interest is the rate charged on borrowed funds.
Finvasia & Geojit — Comprehensive Comparison of Pledge Charges
| Pledge Charge | Finvasia | Geojit |
|---|---|---|
| Pledge Creation Charges | Rs.20 per Request | |
| Pledge Invocation Charges | Rs.20 per Request | |
| Margin Trading Interest | 0.05% per day |
Beyond brokerage, several statutory and operational charges apply. These include SEBI turnover fees, DP charges, GST, account closure, reactivation, dematerialisation, and call & trade charges.
Finvasia and Geojit — Detailed Comparison of Hidden / Other Charges
| Charge | Finvasia | Geojit |
|---|---|---|
| SEBI Turnover Charges | Rs.10/ Crore (All Segment) | |
| DP Charges | Rs.30 per Scrip on Sell | |
| GST | 18% on (Brokerage + SEBI + Transaction charges) | |
| Account Closure Charges | Nil | |
| Reactivation Charges | Nil | |
| Dematerialisation Charges | Rs.30 per Certificate | |
| Call & Trade Charges | Rs.30 per Trade |
Finvasia lists account opening charges of Free and Demat AMC of Free. Geojit lists account opening charges of Free and Demat AMC of Free.
Finvasia vs Geojit — Detailed Comparison of Demat Charges
| Demat Charges | Finvasia | Geojit |
|---|---|---|
| Account Opening Charges | Free | Free |
| Annual Maintenance Charges (AMC) | Free | Free |
Securities Transaction Tax (STT) and Commodity Transaction Tax (CTT) are government levies — the same for all brokers in India. These are shown below for reference.
Finvasia vs Geojit — Comparative Analysis of STT and CTT Charges
| STT & CTT | Finvasia | Geojit |
|---|---|---|
| Equity Delivery | 0.1% on buy & sell | 0.1% on both Buy and Sell sides |
| Equity Intraday | 0.025% on sell | 0.025% on the Sell side only |
| Equity Future | 0.0125% on sell | 0.02% on the Sell side only |
| Equity Option | 0.0625% on sell (on premium) | 0.1% on the Sell side (on premium) |
| Commodity Future | 0.01% on sell (Non-Agri) | |
| Commodity Option | 0.05% on sell | |
| Currency Future | Nil | |
| Currency Option | Nil |
Stamp duty is a government tax charged when the broker issues, sells, or transfers a security. It is collected at the end of each trading day.
Finvasia and Geojit — Comparison of Stamp Duty Charges
| Stamp Duty | Finvasia | Geojit |
|---|---|---|
| Equity Delivery | 0.015% on buy | |
| Equity Intraday | 0.003% on buy | |
| Equity Future | 0.002% on buy | |
| Equity Option | 0.003% on buy | |
| Commodity Future | 0.002% on buy | |
| Commodity Option | 0.003% on buy | |
| Currency Future | 0.0001% on buy | |
| Currency Option | 0.0001% on buy |