NJ Mutual Fund
NJ Mutual Fund is the latest addition to the NJ Group, one of the leading financial services groups in India. It was registered as a mutual fund by SEBI in April 2021. The management ethos of the NJ Group has been recognised for years for its disciplined, data-driven, and customer-oriented approach to investments. Its philosophy emphasises professionalism, operating with complete transparency, and continuous efforts to improve internal systems and technology to ensure that investors have an easy, seamless investment experience.
The Portfolio Management Services, launched in 2010, were targeted at clients requiring advanced portfolio strategies through rule-based, research-driven, and systematic investment solutions. This experience has helped the NJ Group develop strong capabilities in understanding market behaviour, managing risks, and designing thoughtful investment products.
Over the last few years, NJ AMC has reached significant milestones, positioning it firmly in the country's capital markets. With this foundation, NJ Mutual Fund aspires to offer investment solutions that are thoughtfully designed to match different risk profiles and financial goals of investors.
Key Information About NJ Mutual Fund
Mutual Fund name | NJ Mutual Fund |
Asset Management Company Name | NJ Asset Management Private Limited |
AMC Setup Date | 30th April, 2021 |
AMC Incorporation Date | 21st October, 2005 |
Sponsor name | NJ India Invest Private Limited |
Trustee Organization | NJ Trustee Private Limited |
CIO | Mr. Bijon Pani |
MD and CEO | Mr. Rajiv Shastri |
Compliance Officer | Ms. Punam Upadhyay |
Investor Service Officer | Mr. Vineet Nayaar |
How to Invest in NJ Mutual Funds
Investing in mutual funds helps an investor gain exposure to a wide variety of securities and fixed-income instruments with just a single investment. NJ Mutual Fund offers easy and convenient ways to invest.
Requirements for Investment
You need the following to get started:
A bank account in your name with MICR and IFSC details
PAN Card
KYC compliance
Verified KYC documents
Personal and financial information that will be verified and validated.
Once your details are verified, you can proceed to place investment orders and buy your selected mutual fund schemes.
Ways to Invest in NJ Mutual Fund
Investment in NJ Mutual Funds can be made through:
1. Offline Method
You can invest through an authorised distributor, agent, or advisor who will assist you in choosing the suitable NJ Mutual Fund scheme. The application is filled out physically, and the advisor assists with completing the documentation and submission.
2. Online Method
NJ Mutual Fund offers online investment in selected schemes through its official website and mobile application. One can easily complete KYC, enter the necessary information, select schemes, and buy them online.
Top Fund Manager – NJ Mutual Fund
Mr Rishi Sharma
Rishi Sharma comes with more than 14 years of experience in quantitative investment research. Before joining NJ Mutual Fund, he managed an investment consulting firm focused on creating systematic trading and investment products. He has also worked with IIFL Capital as Assistant Vice President, managing systematic proprietary trading, and as a quantitative analyst with Suyash Advisers for Monsoon Capital's India operations.
Some of the schemes managed by him include:
NJ Balanced Advantage Fund (G)
NJ Balanced Advantage Fund (IDCW)
NJ Mutual Fund – Scheme Overview
Fund Name | Category | Min Investment | AUM | 1Y Returns | SIP |
NJ Balanced Advantage Fund Direct Growth | Hybrid | Rs 500 | Rs 3781 Cr | 2.9% | Rs 100 |
NJ Arbitrage Fund Direct Growth | Hybrid | Rs 5,000 | Rs 261 Cr | 6.3% | Rs 100 |
NJ Overnight Fund Direct Growth | Debt | Rs 5000 | Rs 297 Cr | 5.9% | Rs 100 |
NJ ELSS Tax Saver Scheme Direct Growth | Equity | Rs 500 | Rs 306 Cr | 1.5% | Rs 500 |
NJ Flexi Cap Fund Direct Growth | Equity | Rs 500 | Rs 2438 Cr | -1.4% | Rs 100 |
Conclusion
NJ Mutual Fund is based on the strong foundation, experience, and disciplined investment philosophy of the NJ Group. Guided by its rule-based approach, modern technology, and investor-centric processes, NJ Mutual Fund aims to provide accessible, well-designed investment solutions for investors of all types. Whether you choose a hybrid, equity, or debt-based strategy, every offering from NJ Mutual Fund will help you work toward your long-term financial goals in a structured and reliable manner.
FAQs
1. What is NJ Mutual Fund?
NJ Mutual Fund is a professionally managed investment option which provides various schemes focused on disciplined and research-based investing.
2. How can I invest in NJ Mutual Fund?
The investment can be made through web-based platforms or authorised distributors, provided KYC and required documents are completed.
3. What documents does one need to begin investing?
You need a PAN, bank details, and KYC-compliant documents to begin your investment journey.
4. Who operates NJ Mutual Fund schemes?
Experienced fund managers like Rishi Sharma manage schemes through systematic, data-backed investment strategies and processes.
5. Is NJ Mutual Fund suitable for new investors?
Yes, NJ Mutual Fund offers diversified, straightforward investment options suitable for beginners seeking disciplined, long-term growth.
