| IPO Date | April 30, 2026 to May 5, 2026 |
| Listing Date | May 8, 2026 |
| Face Value | ₹ 1 / Share |
| Price Band | ₹ 162 to ₹ 171 / Share |
| Lot Size | 87 Shares |
| Total Issue Size | 5,41,47,390 (Aggregating up to ₹926 Cr) |
| Fresh Issue | 4,97,07,602 (Aggregating up to ₹850 Cr) |
| Offer for Sale | 44,39,788 (Aggregating up to ₹76 Cr) |
| Employee Discount | |
| Issue Type | Bookbuilding IPO |
| Listing At | BSE, NSE |
| Share holding pre issue | 11,87,75,420 |
| Share holding post issue | 16,84,83,022 |
| Market Maker portion |
OnEMI Technology Solutions (Kissht) IPO opens on April 30, 2026, and closes on May 5, 2026.
| IPO Open Date | April 30, 2026 |
| IPO Close Date | May 5, 2026 |
| Basis of Allotment | May 6, 2026 |
| Initiation of Refunds | May 7, 2026 |
| Credit of Shares to Demat | May 7, 2026 |
| Listing Date | May 8, 2026 |
| Cut-off time for UPI mandate confirmation | May 5, 2026 |
| Application | Lots | Shares | Amount |
|---|---|---|---|
| Retail (Min) | 1 | 87 | Rs.14,877 |
| Retail (Max) | 13 | 1,131 | Rs.193,401 |
| S-HNI (Min) | 14 | 1,218 | Rs.208,278 |
| S-HNI (Max) | 67 | 5,829 | Rs.996,759 |
| B-HNI (Min) | 68 | 5,916 | Rs.1,011,636 |
| HNI (Min) |
| Share Holding Pre Issue | 11,87,75,420 |
| Share Holding Post Issue | 16,84,83,022 |
| Investor Category | Shares Offered | Maximum Allottees |
|---|---|---|
| Anchor Investor Shares Offered | |
|
| Market Maker Shares Offered | |
|
| Other Shares Offered | |
|
| QIB Shares Offered | Not more than 50% of the Net Offer |
|
| NII (HNI) Shares Offered | Not less than 15% of the Net Offer |
|
| bNII > ₹10L | |
|
| sNII < ₹10L | |
|
| Retail Shares Offered | Not less than 35% of the Net Offer |
|
| Employee Shares Offered | |
|
| Total Shares Offered | |
| Bid Date | |
| Shares Offered | |
| Anchor Portion Size (In Cr.) | |
| Anchor lock-in period end date for 50% shares (30 Days) | |
| Anchor lock-in period end date for remaining shares (90 Days) |
OnEMI Technology Solutions Limited is an Indian technology-enabled lender that was founded in 2016. It mainly provides digital loans for a range of consumer and business needs via its mobile application.
Operating under the brands Kissht (digital lending platform) and Ring (payments app), OnEMI provides online and offline retailers with easy consumer credit options and EMI-based payments. Si Creva Capital Services, its NBFC partner, is in charge of loan disbursement, KYC, and EMI collections.
The corporation served 11.17 million clients and had 63.73 million registered users as of December 31, 2025. Its AUM was Rs 59,557.53 million as of December 31, 2025.
Its product line consists of MSME loans for working capital needs and business expansion, personal loans (available to self-employed and salaried persons), and loans secured by real estate.
| KPI | Values |
|---|---|
| ROE | 17.74% |
| ROCE | |
| Debt/Equity | 1.50 |
| RoNW | 15.97% |
| P/BV | 0.91 |
| PAT Margin (%) |
| Pre IPO | Post IPO | |
|---|---|---|
| EPS (Rs) | 13.52 | 15.77 |
| P/E (x) | 12.65 | 10.84 |
OnEMI Technology Solutions Ltd. 10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla (West), Mumbai, Maharashtra, 400070 Phone: +91 22 6947 5600 Email: [email protected] Website: http://www.kissht.com/ |
Kfin Technologies Ltd. Phone: 04067162222, 04079611000 Email: [email protected] Website: https://ipostatus.kfintech.com/ |