| P&L Statement | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Revenue | 153 | 153 | 150 | 125 |
| Cost of Material Consumed | 0 | 0 | 0 | 0 |
| Change in Inventory | 0 | 0 | 0 | 0 |
| Gross Margins | 100 | 100 | 100 | 100 |
| Employee Benefit Expenses | 30 | 36 | 45 | 35 |
| Other Expenses | 36 | 58 | 51 | 32 |
| EBITDA | 87 | 59 | 54 | 58 |
| OPM | 56.86 | 38.56 | 36 | 46.4 |
| Other Income | 2 | 4 | 5 | 12 |
| Finance Cost | 82 | 96 | 78 | 56 |
| D&A | 5 | 4 | 4 | 3 |
| EBIT | 82 | 55 | 50 | 55 |
| EBIT Margins | 53.59 | 35.95 | 33.33 | 44 |
| PBT | 2 | -37 | -23 | 10 |
| PBT Margins | 1.31 | -24.18 | -15.33 | 8 |
| Tax | 0 | 0 | -2 | 0 |
| PAT | 2 | -37 | -21 | 10 |
| NPM | 1.31 | -24.18 | -14 | 8 |
| EPS | 0.13 | -2.38 | -0.64 | 0.28 |
| Financial Ratios | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Operating Profit Margin | 56.86 | 38.56 | 36 | 46.4 |
| Net Profit Margin | 1.31 | -24.18 | -14 | 8 |
| Earning Per Share (Diluted) | 0.13 | -2.38 | -0.64 | 0.28 |
| Assets | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Fixed Assets | 29 | 30 | 28.6 | 26 |
| CWIP | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 |
| Trade Receivables | 0 | 0 | 0 | 0 |
| Inventory | 0 | 0 | 0 | 0 |
| Other Assets | 808 | 815 | 634.4 | 491 |
| Total Assets | 837 | 845 | 663 | 517 |
| Liabilities | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Share Capital | 156.45 | 155.77 | 164.75 | 178.75 |
| FV | 10 | 10 | 5 | 5 |
| Reserves | -31 | -67 | -89 | -78 |
| Borrowings | 613 | 416 | 185 | 225 |
| Trade Payables | 0 | 0 | 0 | 0 |
| Other Liabilities | 98.55 | 340.23 | 402.25 | 191.25 |
| Total Liabilities | 837 | 845 | 663 | 517 |
| Cash-Flow Statement | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| PBT | 0 | -37 | -23 | 10 |
| OPBWC | 16 | -2 | 3 | 21 |
| Change in Receivables | 0 | 0 | 0 | 0 |
| Change in Inventories | 0 | 0 | 0 | 0 |
| Change in Payables | 0 | 0 | 0 | 0 |
| Other Changes | -98 | 25 | 22 | 62 |
| Working Capital Change | -98 | 25 | 22 | 62 |
| Cash Generated From Operations | -82 | 23 | 25 | 83 |
| Tax | 0 | 0 | 0 | 0 |
| Cash Flow From Operations | -82 | 23 | 25 | 83 |
| Purchase of PPE | -2 | -5 | -3 | -0.61 |
| Sale of PPE | 8 | 0 | 0 | 0.07 |
| Cash Flow From Investment | 6 | -5 | -3 | -0.54 |
| Borrowing | -22 | -18 | -141.6 | -138 |
| Dividend | 0 | 0 | 0 | 0 |
| Equity | 0 | 0 | 8.9 | 14 |
| Others From Financing | 128 | 82 | 28.7 | 29 |
| Cash Flow from Financing | 106 | 64 | -104 | -95 |
| Net Cash Generated | 30 | 82 | -82 | -12.54 |
| Cash at the Start | 13 | 43 | 126 | 44 |
| Cash at the End | 43 | 125 | 44 | 31.46 |
Maxvalue Credits and Investments Limited is a non-banking financial company (NBFC) engaged in providing a range of financial services to retail and small business customers. The company focuses on secured and unsecured lending, including gold loans, consumer finance, business loans, and small-ticket credit solutions. With a mission to offer accessible and affordable financial support, Maxvalue has steadily expanded its presence across semi-urban and rural markets where the demand for credit is rising rapidly. The company’s operational model emphasizes risk-managed lending, customer-centric services, and leveraging technology for faster loan processing and improved customer engagement. This positions Maxvalue as a trusted and emerging NBFC in India’s growing credit ecosystem.
The unlisted shares of Maxvalue Credits and Investments have gained investor interest due to the company’s increasing market footprint and the strong growth trajectory of India’s NBFC sector. The rising demand for formal credit, especially in underserved regions, creates significant long-term opportunities for NBFCs with strong governance and diversified loan portfolios. Maxvalue’s focus on secured lending, particularly gold loans, contributes to healthier asset quality and reduced credit risk, which appeals to investors looking for stability. While the unlisted share price varies based on liquidity and private market transactions, the company’s financial consistency, expanding customer base, and prudent risk management practices make it a notable contender in the unlisted securities space.
Going forward, Maxvalue Credits and Investments is positioned for sustained growth as India’s financial inclusion initiatives and rural credit penetration continue to accelerate. The company’s investment in digital platforms, branch network expansion, and the introduction of new lending products will likely enhance its competitive edge. However, investors should be mindful of challenges inherent to the NBFC industry, such as regulatory changes, funding costs, and macroeconomic fluctuations. Despite these risks, Maxvalue’s strategic approach, market positioning, and focus on quality lending make its unlisted shares an appealing opportunity for long-term investors seeking exposure to India’s evolving credit and financial services landscape.
Q:1 How do I book Maxvalue Credits and Investments Unlisted Shares?Answer: You can book Maxvalue Credits and Investments Unlisted Shares by confirming your order with us at the trading price.
Q:2 What documents do I need to provide for purchasing unlisted shares?Answer: You need to provide your client master report (CMR), PAN Card, and a Cancelled Cheque if you are not transferring funds from the bank account mentioned in the CMR.
Q:3 Why do I need to submit KYC documents?
Answer: KYC documents are required as per SEBI regulations to ensure compliance and verify your identity when purchasing unlisted shares.
Q:4 How will I receive the bank details for the payment?
Answer: We will provide you with our bank details once you confirm your booking of the unlisted shares.
Q:5 What payment methods are accepted for purchasing unlisted shares?
Answer: Payment can be made through RTGS, NEFT, IMPS, or cheque transfer.Cash deposits are not accepted.
Q:6 Can I use any bank account for the payment?
Answer: No, payment must be done from the same account where the shares will be credited.
Q:7 What happens if I don’t have a client master report?
Answer: If you do not have a client master report, you should ask your broker for a copy, as it is required for the transaction.
Q:8 Is there any specific timing for the payment transfer?Answer: There are no specific timing restrictions mentioned, but it is advisable to complete the payment promptly after booking your shares to ensure a smooth transaction.