| P&L Statement | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Revenue | 27 | 33 | 14 | 0 |
| Cost of Material Consumed | 21 | 26 | 11 | 0 |
| Change in Inventory | 0 | 0 | 0 | 0 |
| Gross Margins | 22.22 | 21.21 | 21.43 | - |
| Employee Benefit Expenses | 0.7 | 0.6 | 0.3 | 0.33 |
| Other Expenses | 8 | 9 | 7 | 5.17 |
| EBITDA | -2.7 | -2.6 | -4.3 | -5.5 |
| OPM | -10 | -7.88 | -30.71 | - |
| Other Income | 222 | 14 | 513 | 462 |
| Finance Cost | 0.04 | 0 | 0.04 | 0.01 |
| D&A | 0 | 0 | 0 | 0 |
| EBIT | -2.7 | -2.6 | -4.3 | - |
| EBIT Margins | -10 | -7.88 | -30.71 | -5.5 |
| PBT | 219 | -37 | 508 | 456 |
| PBT Margins | 811.11 | -112.12 | 3628.57 | - |
| Tax | 2 | 3 | 4 | 4 |
| PAT | 217 | -40 | 504 | 452 |
| NPM | 803.7 | -121.21 | 3600 | - |
| EPS | 748.28 | -137.93 | 1762.24 | 1574.91 |
| Financial Ratios | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Operating Profit Margin | -10 | -7.88 | -30.71 | - |
| Net Profit Margin | 803.7 | -121.21 | 3600 | - |
| Earning Per Share (Diluted) | 748.28 | -137.93 | 1762.24 | 1574.91 |
| Assets | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Fixed Assets | 0 | 0 | 0 | 0 |
| CWIP | 0 | 0 | 0 | 0 |
| Investments | 3572 | 3538 | 3992 | 4485 |
| Trade Receivables | 0.6 | 0.6 | 0.13 | 0.06 |
| Inventory | 0 | 0 | 0 | 0 |
| Other Assets | 133.4 | 127.4 | 132.87 | 91.94 |
| Total Assets | 3706 | 3666 | 4125 | 4577 |
| Liabilities | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Share Capital | 2.9 | 2.9 | 2.86 | 2.87 |
| FV | 10 | 10 | 10 | 10 |
| Reserves | 3701 | 3660 | 4122 | 4574 |
| Borrowings | 0 | 0 | 0 | 0 |
| Trade Payables | 1.3 | 1 | 0.08 | 0.07 |
| Other Liabilities | 0.8 | 2.1 | 0.06 | 0.06 |
| Total Liabilities | 3706 | 3666 | 4125 | 4577 |
| Cash-Flow Statement | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| PBT | 9 | 11 | 18 | 22 |
| OPBWC | -2.7 | -9.36 | -5 | -5 |
| Change in Receivables | 0.18 | 0.07 | 0.5 | 0.06 |
| Change in Inventories | 0 | 0 | 0 | 0 |
| Change in Payables | -0.01 | -0.29 | -1 | 0 |
| Other Changes | -0.85 | 0.14 | 0 | -0.66 |
| Working Capital Change | -0.68 | -0.08 | -0.5 | -0.6 |
| Cash Generated From Operations | -3.38 | -9.44 | -5.5 | -5.6 |
| Tax | -2 | -2 | -4 | -4.8 |
| Cash Flow From Operations | -5.38 | -11.44 | -9.5 | -10.4 |
| Purchase of PPE | -7.5 | 0 | 0 | 0 |
| Sale of PPE | 8.2 | 0 | 0 | 0 |
| Cash Flow From Investment | 5.85 | 11.6 | 51.1 | 10.6 |
| Borrowing | 0 | 0 | 0 | 0 |
| Dividend | -0.17 | -0.17 | -0.17 | -0.17 |
| Equity | 0 | 0 | 0 | 0 |
| Others From Financing | 0 | 0 | -42.83 | 0 |
| Cash Flow from Financing | -0.17 | -0.17 | -43 | -0.17 |
| Net Cash Generated | 0.3 | -0.01 | -1.4 | 0.03 |
| Cash at the Start | 1.5 | 1.7 | 1.44 | 0.12 |
| Cash at the End | 1.8 | 1.69 | 0.04 | 0.15 |
Bharat Nidhi, also known as Bharat Bank, is an unlisted financial institution that offers various investment opportunities through its unlisted shares. These shares are not traded on public stock exchanges, making them less liquid but potentially attractive for investors seeking long-term growth and diversification. Investing in unlisted shares of Bharat Nidhi can provide access to niche financial services and regional banking operations that are not available through listed companies, often offering higher returns due to their growth potential. However, these investments come with higher risks, including limited transparency, lower liquidity, and regulatory uncertainties, which require thorough due diligence and risk assessment. Investors interested in Bharat Nidhi unlisted shares should evaluate the company's financial health, market position, and future growth strategies to make informed decisions. While unlisted shares may offer significant rewards, they are best suited for experienced investors who understand the intricacies of private market investments and are prepared to hold their investments over a longer period, given the challenges associated with exit strategies and market fluctuations. Overall, Bharat Nidhi's unlisted shares present a unique investment avenue, blending potential high returns with inherent risks, necessitating careful analysis and strategic planning.
1. What is Bharat Nidhi (Bharat Bank)?
Bharat Nidhi, commonly referred to as Bharat Bank, is a private financial institution that operates as a cooperative-style banking entity in India, offering savings, lending, and deposit services. Its unlisted shares are traded in the pre-IPO market before any potential public listing.
2. What is the current price of Bharat Nidhi unlisted shares?
The price of Bharat Nidhi unlisted shares varies based on demand, recent transactions, and company performance. Unlisted share prices are typically updated through brokers or private market platforms rather than stock exchanges.
3. How can I buy Bharat Nidhi unlisted shares?
You can buy Bharat Nidhi unlisted shares through registered unlisted share dealers, private equity brokers, or specialized pre-IPO platforms. The process usually includes price confirmation, documentation, payment transfer, and share transfer into your Demat account.
4. Can I sell Bharat Nidhi (Bharat Bank) unlisted shares anytime?
Yes, unlisted shares can be sold, but liquidity is lower than listed stocks. Selling depends on buyer availability, market demand, and price negotiation through unlisted share intermediaries.
5. Is investing in Bharat Nidhi unlisted shares safe?
Unlisted share investments carry higher risk compared to listed stocks due to limited disclosures, low liquidity, and price volatility. Investors should review financial statements and seek advice from SEBI-registered professionals before investing.
6. Does Bharat Nidhi have IPO plans?
As of now, there is no officially announced IPO date for Bharat Nidhi. However, many investors track unlisted shares as potential pre-IPO opportunities when companies consider future public listings.
7. What factors affect Bharat Nidhi unlisted share price?
Key factors include company financial performance, profitability, asset quality, regulatory developments, market demand, and broader banking sector trends.
8. What are the risks of buying unlisted bank shares?
Major risks include low liquidity, limited public information, regulatory changes, delayed IPO timelines, and difficulty exiting investments quickly.
9. How long does it take to transfer unlisted shares to Demat?
Typically, unlisted share transfers take between 2 to 7 working days, depending on documentation completion and company registrar processing.
10. Are unlisted shares taxable in India?
Yes. Capital gains tax applies to unlisted shares based on the holding period—short-term or long-term—according to current Indian tax laws.