Finbud Financial Services Limited – IPO

Finbud Financial IPO is a book build issue of ₹71.68 crores. The issue is entirely a fresh issue of 0.50 crore shares of ₹71.68 crore. Finbud Financial IPO opens for subscription on Nov 6, 2025, and closes on Nov 10, 2025. The allotment for the Finbud Financial IPO is expected to be finalized on November 11, 2025. Finbud Financial IPO will list on NSE SME with a tentative listing date fixed as Nov 13, 2025. Finbud Financial IPO price band is set at ₹140.00 to ₹142.00 per share. The lot size for an application is 1,000. The minimum amount of investment required by an individual investor (retail) is ₹2,84,000.00 (2,000 shares) (based on upper price). The minimum lot size investment for HNI is 3 lots (3,000 shares), amounting to ₹4,26,000.

Finbud Financial Services Limited – IPO Details

IPO Date November 6, 2025 to November 10, 2025
Listing Date November 13, 2025
Face Value ₹ 10 / Share
Price Band ₹ 140 to ₹ 142 / Share
Lot Size 1000 Shares
Total Issue Size 50,48,000 shares
(Aggregating up to ₹71.68 Cr)
Fresh Issue
Offer for Sale
Employee Discount
Issue Type Bookbuilding IPO
Listing At NSE SME
Share holding pre issue 1,40,01,480 shares
Share holding post issue 1,90,49,480 shares
Market Maker portion

Finbud Financial Services Limited Timeline (Tentative Schedule)

Finbud Financial Services Limited IPO opens on November 6, 2025, and closes on November 10, 2025.

IPO Open Date November 6, 2025
IPO Close Date November 10, 2025
Basis of Allotment November 11, 2025
Initiation of Refunds November 12, 2025
Credit of Shares to Demat November 12, 2025
Listing Date November 13, 2025
Cut-off time for UPI mandate confirmation November 10, 2025

Finbud Financial Services Limited IPO Lot Size

Investors can bid for a minimum of 2,000 shares and in multiples of 1,000 shares thereof.  The following table depicts the minimum and maximum investment by Individual Investors (Retail) and HNI in terms of shares and amount.

Application Lots Shares Amount
Retail (Min) 2 2,000 Rs.284,000
Retail (Max) 2 2,000 Rs.284,000
S-HNI (Min) 3 3,000 Rs.426,000
S-HNI (Max) 7 7,000 Rs.994,000
B-HNI (Min) 8 8,000 Rs.1,136,000
HNI (Min)

Finbud Financial Services Limited IPO Promoter Holding

Share Holding Pre Issue 64.92%
Share Holding Post Issue

Finbud Financial Services Limited IPO Reservation

Investor Category Shares Offered Maximum Allottees
Anchor Investor Shares Offered
Market Maker Shares Offered
Other Shares Offered
QIB Shares Offered Not more than
50%
NII (HNI) Shares Offered Not less than
15%
bNII > ₹10L
sNII < ₹10L
Retail Shares Offered Not less than
35%
Employee Shares Offered
Total Shares Offered

Finbud Financial Services Limited IPO Anchor Investors Details

Bid Date
Shares Offered
Anchor Portion Size (In Cr.)
Anchor lock-in period end date for 50% shares (30 Days)
Anchor lock-in period end date for remaining shares (90 Days)

About Finbud Financial Services Limited

Incorporated in July 2012, Finbud Financial Services Limited is a loan aggregation platform in India, assisting individuals in obtaining personal, business, and home loans from banks and non-banking financial companies.

Services:

  • Offer Comparison: Finbud helps customers compare loan offers from multiple lenders.
  • Recommend products:;Finbud advises customers on the best loan product.
  • Documentation: Finbud helps customers with the loan documentation process.
  • Commission: Finbud earns a commission from the lenders when a loan is disbursed.

Product Offerings:

  • Personal Loans: Unsecured loans for salaried individuals, averaging INR 10 lakhs, forming the most significant revenue source from agents.
  • Business Loans: Unsecured loans for SMEs, averaging INR 20 lakhs, significantly contributing to overall revenue.
  • Home Loans: Secured loans for home purchases or property mortgages for individuals and SMEs

As of July 31, 2025, the company has total employed around 276 employees.

Competitive Strength

  • Extensive agent network across India.
  • Strong digital lending platform with robust technological infrastructure.
  • Comprehensive range of loan products.
  • Partnerships with lending institutions.
  • Effective use of data analytics for customer profiling and loan approval.

Key Performance Indicator

KPI Values
ROE 23.61%
ROCE 32.11%
Debt/Equity 0.51
RoNW 23.61%
P/BV
PAT Margin (%) 3.81%
  Pre IPO Post IPO
EPS (Rs)
P/E (x)

Objects of the Issue (Finbud Financial Services Limited IPO Objectives)

Finbud Financial Services Limited Contact Details

Finbud Financial Services Ltd.

No.10, 1st Floor, 6th Main,

9th Cross

Jeevan Bhima Nagar

Bangalore Urban, Karnataka, 560075

Phone: +91 98862 32323

Email[email protected]

Websitehttps://www.financebuddha.com/

Finbud Financial Services Limited IPO Registrar

Skyline Financial Services Pvt.Ltd.

Phone: 02228511022

Email[email protected]

Websitehttps://www.skylinerta.com/ipo.php

Frequently Asked Questions


What is Finbud Financial Services Limited IPO?
The Finbud Financial Services Limited IPO is classified as an SME IPO. The issue price is set between ₹140 and ₹142 per equity share. A minimum of 1000 shares is required per order. The IPO will be open from November 6, 2025, to November 10, 2025. The shares are proposed to be listed on NSE SME.

When does the Finbud Financial Services Limited IPO open and close?
The Finbud Financial Services Limited IPO will be opened on November 6, 2025, and closed on November 10, 2025.

What is the issue size of the Finbud Financial Services Limited IPO?
The size of the Finbud Financial Services Limited IPO is ₹71.68 Crin total. A fresh issue of shares, aggregating up to , is included.

What is the price band of the Finbud Financial Services Limited Limited IPO?
The price band for the IPO has been set between ₹140 - ₹142 per equity share.

What is the allotment date of the Finbud Financial Services Limited IPO?
The share allotment date for the Finbud Financial Services Limited IPO is set for November 11, 2025.

What is the Finbud Financial Services Limited listing date?
The Finbud Financial Services Limited IPO is scheduled to be listed on November 13, 2025.

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