Aye Finance – IPO
Aye Finance – IPO Details
| IPO Date | February 9, 2026 to February 11, 2026 |
| Listing Date | February 16, 2026 |
| Face Value | ₹ 2 / Share |
| Price Band | ₹ 122 to ₹ 129 / Share |
| Lot Size | 116 Shares |
| Total Issue Size | 7,82,94,572 (Aggregating up to ₹1,010 Cr) |
| Fresh Issue | 5,50,38,759 (Aggregating up to ₹710 Cr) |
| Offer for Sale | 2,32,55,813 (Aggregating up to ₹300 Cr) |
| Employee Discount | |
| Issue Type | Bookbuilding IPO |
| Listing At | BSE, NSE |
| Share holding pre issue | 19,17,45,507 |
| Share holding post issue | 24,67,84,266 |
| Market Maker portion |
Aye Finance Timeline (Tentative Schedule)
Aye Finance IPO opens on February 9, 2026, and closes on February 11, 2026.
| IPO Open Date | February 9, 2026 |
| IPO Close Date | February 11, 2026 |
| Basis of Allotment | February 12, 2026 |
| Initiation of Refunds | February 13, 2026 |
| Credit of Shares to Demat | February 13, 2026 |
| Listing Date | February 16, 2026 |
| Cut-off time for UPI mandate confirmation | February 11, 2026 |
Aye Finance IPO Lot Size
Investors can bid for a minimum of 116 shares and in multiples thereof.
| Application | Lots | Shares | Amount |
|---|---|---|---|
| Retail (Min) | 1 | 116 | Rs.14,964 |
| Retail (Max) | 13 | 1,508 | Rs.194,532 |
| S-HNI (Min) | 14 | 1,624 | Rs.209,496 |
| S-HNI (Max) | 66 | 7,656 | Rs.987,624 |
| B-HNI (Min) | 67 | 7,772 | Rs.1,002,588 |
| HNI (Min) |
Aye Finance IPO Promoter Holding
| Share Holding Pre Issue | 19,17,45,507 |
| Share Holding Post Issue | 24,67,84,266 |
Aye Finance IPO Reservation
| Investor Category | Shares Offered | Maximum Allottees |
|---|---|---|
| Anchor Investor Shares Offered | |
|
| Market Maker Shares Offered | |
|
| Other Shares Offered | |
|
| QIB Shares Offered | Not less than 75% of the Net Offer |
|
| NII (HNI) Shares Offered | Not more than 15% of the Net Offer |
|
| bNII > ₹10L | |
|
| sNII < ₹10L | |
|
| Retail Shares Offered | Not more than 10% of the Net Offer |
|
| Employee Shares Offered | |
|
| Total Shares Offered | |
Aye Finance IPO Anchor Investors Details
| Bid Date | |
| Shares Offered | |
| Anchor Portion Size (In Cr.) | |
| Anchor lock-in period end date for 50% shares (30 Days) | |
| Anchor lock-in period end date for remaining shares (90 Days) |
About Aye Finance
Aye Finance Limited, an NBFC that was founded in 1993, provides secured and unsecured small business loans for working capital, mostly to micro-scale MSMEs. These loans include mortgage loans, "Saral" property loans, and secured and unsecured hypothecation loans.
The company provides clients in the manufacturing, trading, service, and related agriculture sectors with business loans for business expansion that are backed by operating assets or real estate.
With substantial assets under control, the business serves 586,825 active clients in 18 states and three union territories.
Key Performance Indicator
- The value will be calculated using Equity Dilution = Share Holding Pre-Issue - Share Holding Post-Issue.
- The pre-IPO EPS is calculated based on pre-issue shareholding as of the date of the RHP and the latest FY earnings as of March 31, 2025, available in the RHP.
- The post-issue EPS is calculated based on the post-issue shareholding and annualized FY earnings of September 30, 2025, available in the RHP.
| KPI | Values |
|---|---|
| ROE | 12.12% |
| ROCE | |
| Debt/Equity | 2.73 |
| RoNW | 12.12% |
| P/BV | 1.71 |
| PAT Margin (%) |
| Pre IPO | Post IPO | |
|---|---|---|
| EPS (Rs) | 9.14 | 5.24 |
| P/E (x) | 14.11 | 24.64 |
Objects of the Issue (Aye Finance IPO Objectives)
Aye Finance Contact Details
Aye Finance Limited M-5, Magnum House-I, Community Centre, Karampura, New Delhi, 110015
|
Aye Finance IPO Registrar
Kfin Technologies Ltd.
|
Frequently Asked Questions
What is Aye Finance IPO?
The Aye Finance IPO is classified as an Mainline IPO. The issue price is set between ₹122 and ₹129 per equity share. A minimum of 116 shares is required per order. The IPO will be open from February 9, 2026, to February 11, 2026. The shares are proposed to be listed on BSE, NSE.
When does the Aye Finance IPO open and close?
The Aye Finance IPO will be opened on February 9, 2026, and closed on February 11, 2026.
What is the issue size of the Aye Finance IPO?
The size of the Aye Finance IPO is ₹1,010 Crin total. A fresh issue of 5,50,38,759 shares, aggregating up to ₹710 Cr, is included.
What is the price band of the Aye Finance Limited IPO?
The price band for the IPO has been set between ₹122 - ₹129 per equity share.
What is the allotment date of the Aye Finance IPO?
The share allotment date for the Aye Finance IPO is set for February 12, 2026.
What is the Aye Finance listing date?
The Aye Finance IPO is scheduled to be listed on February 16, 2026.